Executive Insights

It’s time to salute the roughly 18 million Americans who are military veterans—people who placed their lives on the line to protect our freedoms. Every year on November 11, we pause to reflect on the sacrifices made by our veterans. You’d be surprised how many ways there are to commemorate Veterans Day. You can participate…

The 2020 presidential election has been a tumultuous one. With gold prices hovering between $1,900/oz. and $1,930/oz. in October, could prices go up once the election is decided in November? We examine elections dating back to the 1980s to see what we can learn about post-election gold prices. Gold After Trump, Obama, Bush, Clinton, and…

One week from today, we should know which direction the country has chosen for the next four years. Until then, our clients have been clamoring for physical gold like never before. Whether they are looking into rolling over an IRA, transferring a 401(k), moving out of cryptocurrency, or just adding to an existing diversified position…

The view of precious metals as a necessary asset to help diversify a heathy portfolio is popular among seasoned professionals in the financial sector. Looking at their reasoning can give us valuable insights on a modern portfolio. Financial institutions such as UBS and Citigroup have recommended gold recently. In September of this year, the regional…

Meet the two little countries that could: Tuvalu and the Cook Islands. These two small countries make big contributions to the world of circulating and noncirculating coins, but you don’t hear about them very often. Pull out your virtual map, slip a few coins into your pocket, and get ready for your trip to the…

You might not realize that Social Security is designed to replace just 40% of your income, and Social Security is expected to be fully depleted by the year 2035. Then benefits may drop because of funding shortfalls. Even so, about 22% of Americans have less than $5,000 earmarked for retirement savings. What does the current…

Retirement has become more complicated in today’s world. Traditional retirement safe havens aren’t what they once were. Dollars and Treasurys, mainstays of any retiree’s portfolio, have been dealt a blow that can diminish their power over time. The U.S. budget deficit for fiscal 2020 was a massive $3.1 trillion. According to the Congressional Budget Office,…

You may have heard that tying the knot can lead to a longer life span, but did you know it can impact retirement, too? Learn more about the ways marriage can affect retirement planning, savings, benefits, and more. 1. Pension Plans Most companies no longer offer defined-benefit pensions, reports USA Today, so you might consider…

The U.S. Navy is a force to be reckoned with—and a force that we at U.S. Money Reserve believe deserves nationwide honor and recognition. If you haven’t heard about the Navy’s birthday, then it’s time to learn how you can celebrate the occasion alongside your fellow Americans and service members. The Birth of the U.S.…

The dollar has recently been losing ground on the international stage. While a “rush for cash” is a frequent event during financial crises, this year’s fallout has proven to be different. Central banks across the world typically see the dollar as a safe haven worth holding in a crisis—but they appear to be doing so…

You’re probably familiar with the heavy hitters in precious metals—the coins that everyone seems to want, like the 1-oz. Gold American Eagle, 1-oz. Gold Krugerrand, and 1-oz. Gold Maple Leaf. But you have other options—options that offer opportunities for more variety and liquidity. Here, we break down the advantages of purchasing fractional coins. What Are…

Gold can be a powerful asset when held for an extended period in a retirement account like an IRA. Silver can, too—yes, physical silver. Learn which silver coins and bars are approved for IRA inclusion and how to get started with a Precious Metals IRA. What Types of Silver Can Be Included in an IRA?…