STEP 1 Request your free guide
Complete the short form to receive your complimentary Gold Ownership Guide with essential information about physical gold ownership.
Free Gold Ownership Guide
Safeguard your wealth against whatever comes next.
Whether you’re just beginning to explore physical gold or ready to learn how it may fit into your long-term financial strategy, our free Gold Ownership Guide provides the information you need to make informed decisions. Discover how physical gold works, why more Americans choose it to help protect and grow their wealth, and what to consider before you buy.
What to expect
-
Straightforward education
Understand the fundamentals of physical gold ownership without confusing jargon or high-pressure sales tactics.
-
Real-world insights
Discover why inflation, market uncertainty, and growing global demand continue to drive interest in physical gold.
-
Practical next steps
Learn the different ways to own physical gold, questions to ask before you buy, and how to choose a reputable provider.
As seen on
The case for gold
Why more Americans are choosing physical gold
Physical gold has helped preserve purchasing power through changing economic conditions for centuries. Today, many Americans continue to add physical gold to help diversify beyond paper-based financial assets, protect what they’ve built, position themselves for long-term growth, and create a legacy for future generations.
Gold often holds its ground when the dollar weakens.
Inflation quietly reduces your buying power over time. While no asset is guaranteed to perform, physical gold has historically helped many Americans preserve purchasing power during periods of rising prices and economic uncertainty.
Gold diversifies your portfolio beyond paper-based assets.
Stocks, bonds, and cash often move together during periods of market stress. Physical gold can add another layer of diversification because it isn’t tied to the performance of a single company, industry, or financial institution.
Gold is a tangible asset for future generations.
Physical gold can be passed directly to family members, making it a lasting asset that has helped preserve wealth across generations.
35 th Director of the U.S. Mint
Philip N. Diehl
President President, U.S. Money Reserve
38 th Director of the U.S. Mint
Edmund C. Moy
Senior IRA Strategist Senior IRA Strategist, U.S. Money Reserve
The gold standard in leadership
Backed by decades of gold experience
U.S. Money Reserve is the only precious metals company guided by two former Directors of the United States Mint. Their decades of leadership and industry expertise help shape our commitment to education, service, and the highest standards of professionalism.
- 1 +
Million
Clients served
- $ 4.4
Billion
In trusted transactions
- A +
Rating
From the Better Business Bureau
- 25
Years
Helping Americans diversify
The smart move
A new gold standard for modern portfolios
For decades, the traditional 60/40 mix of stocks and bonds defined diversification. Today, major financial firms are exploring a 60/20/20 mix that includes equities, fixed income, and gold. This approach can help diversify portfolios, manage risk, and provide resilience through changing market conditions.
| Asset | Allocation |
|---|---|
| Equities | 60% |
| Fixed Income | 20% |
| Gold | 20% |
Get started
3 simple steps to becoming a precious metals owner
STEP 1 
STEP 2 Confirm your information
A knowledgeable Account Executive will contact you to confirm your shipping information and answer any questions you may have.
STEP 3 Own gold with confidence
Review the guide. If you decide physical precious metals may be right for you, we’re here to help you explore your options.
Ownership done right
The answers every gold buyer should know
The Gold Ownership Guide was created to answer many of the questions first-time gold buyers ask before making a decision.
-
How can physical gold help diversify my portfolio?
Learn why many financial professionals recommend including physical gold as part of a diversified portfolio and how it has historically performed differently than stocks, bonds, and other paper-based assets during periods of market uncertainty.
-
Why do people view gold as “wealth insurance?”
Discover why physical gold has long been considered a hedge against inflation, market volatility, and economic uncertainty—and why many Americans turn to it to help protect what they’ve worked so hard to build.
-
Where does your gold actually live?
Learn the different ways physical gold can be owned, including home delivery and IRS-approved depositories for eligible retirement accounts.
-
What questions should you ask your financial professional?
Use our guide to have more informed conversations with your financial, tax, or legal professionals.
-
How much gold do people actually hold?
See why many experts recommend allocating a portion of a diversified portfolio to tangible assets like physical gold.
-
What’s the difference between buying physical gold and opening a gold IRA?
Understand the two primary ways to own physical gold—through direct ownership for home delivery or within a self-directed gold IRA using eligible retirement funds.
Ready to protect your wealth? Get your free guide today.
Send My Free Guide#1 Ranked Precious Metals Dealer*
Experience you can trust
For more than 25 years, U.S. Money Reserve has helped Americans learn about physical precious metals and retirement diversification. Our team includes former U.S. Mint Directors and experienced Account Executives dedicated to education, guidance, and service.
-
“U.S. Money Reserve has my trust because of their expertise and their experience. The quality of service has been first-class for me. I would recommend U.S. Money Reserve without any hesitation or reservation to anyone, and I would not use anyone else.”
Katie Texas -
“U.S. Money Reserve is a company that I feel is trustworthy. They know how to do business. I will always buy gold from this company.”
Bill California
Work hard. Save smart.
Mike Rowe’s journey into gold ownership
Follow along as Mike learns more about physical gold and discusses diversification, long-term planning, and preparing for an uncertain future.
Watch the seriesStraight answers
Frequently asked questions
Is there any cost or obligation?
No. Your Gold Ownership Guide is completely free, with no purchase required. It’s designed to help you learn about physical gold so you can decide whether it fits your goals.
Which retirement accounts can be rolled over into a gold IRA?
The guide explains which retirement accounts may be eligible for a rollover or transfer into a self-directed gold IRA, including many employer-sponsored plans and traditional retirement accounts.
How does buying physical gold actually work?
The guide explains the buying process step by step, from understanding your options to selecting products and arranging secure delivery or storage.
How is gold stored and insured?
Depending on how you choose to own physical gold, it can be securely stored at home or held in an IRS-approved depository for eligible retirement accounts. The guide explains both options.
What makes U.S. Money Reserve different?
Learn what sets U.S. Money Reserve apart, from guidance by two former U.S. Mint Directors to personalized service, educational resources, and more than 25 years of experience helping Americans own physical precious metals.