Brad Chastain serves as Managing Director, Global Head of Research at U.S. Money Reserve, one of the largest private distributors of government-issued precious metals. Brad joined U.S. Money Reserve in 2022 after 18 years with Vanguard, one of the largest investment firms in the world. There, Brad specialized in delivering financial education to clients, first as a retirement counselor and then as a manager of retirement education. With an extensive background as a financial educator on topics ranging from portfolio construction and health savings accounts to 401(k)s, IRAs, Social Security, and Medicare, Brad is dedicated to helping clients reach their financial goals and build a more secure future with precious metals.
After decades of conversations with retirees, we find that one theme reappears again and again: Most people aren’t searching for complicated financial theories—they’re looking for clarity. After age 60, people’s financial priorities often shift. The focus tends to...
In conversations with retirees, one tense question comes up frequently: “Do I focus on building more wealth or on keeping what I’ve already built steady and secure?” It’s a deeply personal question. For some, wealth represents flexibility, opportunity, and more...
A precious metals IRA is a self-directed retirement account that allows you to hold physical, IRS-approved gold, silver, platinum, or palladium. For many savers, incorporating tangible assets into retirement planning is a way to help balance traditional paper-based...
Financial success doesn’t happen by chance—it’s the result of informed strategy, careful risk management, and the right mix of assets. That’s where portfolio management models come in. These models provide frameworks for building diversified portfolios, balancing risk...
A Roth IRA can be a powerful retirement tool—but what you hold inside it may matter as much as just having the account. One approach that some savers utilize is diversification, the process of including a variety of assets covering multiple asset classes in a...
Asset protection refers to legal and financial strategies designed to help shield property, savings, and other assets from risks such as lawsuits, creditor claims, or economic downturns—including unforeseen financial crises. For individuals with significant assets,...
Portfolio management techniques are methods designed to help individuals balance growth and stability within their savings strategy while managing risk. Whether you’re building your first portfolio or refining an existing one, you can use these strategies to provide a...
Wealthy individuals often share one important financial principle: protecting what they’ve earned. Building wealth is one step, but preserving it across generations requires consistent planning, diversification, and a disciplined approach. Wealth preservation isn’t...
“Inflation” is a word that makes many people uneasy. Yet it’s a normal aspect of the economy that affects our purchasing power—and the impact of inflation can be felt beyond the monthly grocery bill or at the gas pump. Inflation can also have an effect on a person’s...
If you’ve been paying attention to the news lately, you’ve probably noticed a lot of uncertainty about the economy. Inflation is still a concern, the job market is showing signs of weakness, and according to the latest Consumer Confidence Survey, Americans are feeling...
You’ve decided that adding gold to your retirement portfolio is a smart move, but where to begin? You’ve heard of gold coins and bars, but there are also gold ETFs your IRA custodian can buy over the stock exchange. What are the differences, and which one is right for...
Any time you’re considering where to put your money, it’s crucial to first determine your financial objective and time horizon for those specific funds—essential requirements in formulating an appropriate strategy. With today’s persistently high interest rates, you...
