Executive Insights

As far as I’m concerned, family matters and money matters go hand-in-hand. Cultivating financial literacy in my family helps protect my children as well as my own financial legacy, and it’s something I can do now that I know will pay dividends for years to come. It’s a simple equation: The more my family knows…

A March 2022 survey by Capital One and The Decision Lab found that Americans are very worried about their financial future, including “not having enough money to retire (68%), keeping up with the cost of living (56%), and managing debt levels (45%).” Even though practically everyone is worried about their finances, America faces an epidemic…

In the past few weeks and months, we at U.S. Money Reserve have seen a large influx of Americans looking to add gold (or, in many cases, more gold) and other precious metals to their portfolios. And if you watch the headlines like I do, it’s easy to see why. A number of news stories…

First-time gold buyers may wonder where to begin, and that’s understandable. Fortunately, the first-time gold buyer can gain knowledge from U.S. Money Reserve to help them choose the right gold coins for their portfolio. Who Produces Gold Coins? Several government mints and private mints produce gold coins. They include: ● U.S. Mint ● Royal Canadian…

When we think of commodities, our minds might immediately drift to products like crude oil, coal, corn, and sugar. We might call these the “dictionary definition” of commodities. Gold, too, is a longstanding commodity, though I hold that gold is not a “traditional” commodity—and it could be a beneficial addition to your portfolio because it’s…

Fear should never make us rush into decisions, but that doesn’t mean we shouldn’t keep our ear to the ground for signs of economic turbulence and act when appropriate for our unique financial situation. For example: The U.S. Treasury yield curve, which tracks the spread between short- and long-term bond yields, recently inverted. An inversion…

A tax refund is a reimbursement of taxes that you’ve overpaid to the federal or another government. The U.S. Treasury Department estimates that nearly 75% of federal taxpayers wind up with tax refunds because they overpay their taxes. As of April 15, 2022, the average federal tax refund for the 2022 tax-filing season was $3,103,…

One of the most important parts of being a CEO is learning how to motivate your team. Earlier this month, I wrote about how the spring season presents a great opportunity to get to work on your finances—a bit of “spring cleaning” to help prepare your portfolio for whatever the rest of the year may…

In their working life, the typical baby boomer has held 12 jobs from age 18 to 54, according to a U.S. Bureau of Labor Statistics study. Those 12 jobs translate to potentially a dozen 401(k) retirement accounts. I can speak from personal experience—I still maintain multiple 401(k) accounts as part of my portfolio. You may…

No matter what your goals are, I believe that preparation is key to finding success. For our clients, it means we provide them with exclusive resources in our expansive knowledge center to help them make informed decisions for their portfolios. The same goes for taxes. Tax Day is less than a month away—and as with…

When shopping for new gold and silver coins to further diversify a precious metals portfolio, you might encounter the term “First Strike.” But what is a First Strike coin? Professional Coin Grading Service (PCGS), one of the world’s top third-party coin certification companies, generally uses this term as a special designation for new coins received…

Happy St. Patrick’s Day! For some, today is strictly a religious holiday. For those of Irish descent, the day is often a time to celebrate their heritage. For others, it’s a chance to celebrate the melting pot that is American culture—a collection of people from around the world, all bringing something unique that helps us…