Executive Insights

Scan the headlines today, and one thing becomes clear: Current economic conditions are still creating worry among consumers. On May 13, 2022, Fox Business reported that “consumer confidence tumbled more than expected, to a fresh 11-year low in early May, reflecting heightened concerns among Americans about the hottest inflation in a generation.” Google Trends confirms…

When you diversify your portfolio, you help lower its overall risk exposure by allocating funds among various asset classes. Diversification avoids relying too much on the performance of a single asset class, helping you weather economic uncertainty and grow your portfolio. But is there too much of a good thing when it comes to diversification?…

On May 11, 2022, Forbes published an article regarding alternative assets and their importance in a portfolio. But knowing what to do and knowing how to do it are very different. With so many options and strategies, how can you know you’re making the best decisions for your unique financial situation? As the writer of…

Do you own gold? If so, you’ve taken a great first step towards diversifying your portfolio with precious metals. But owning precious metals can involve far more than just buying gold. If buying gold is one great move, another is diversifying within your precious metals holdings just as you would within your stock and bond…

When it comes to selecting assets for your portfolio, having a long-term outlook is key. Gold is no exception: It has risen significantly over the long run. But as with any commodity, the price of gold can increase or decrease for any number of reasons in the short term. You might hear a market commentator…

I’ve never been one for waiting. If I feel I’ve done my research well and found an opportunity that’s right for me, my family, and my finances, I like to take action. If you’re looking to increase your portfolio diversification, here are a few reasons to consider now your time to act. There’s never a…

Understanding the different asset classes is essential to achieving portfolio diversification—a must-have for long-term portfolio performance and something I’ve witnessed the need for firsthand. As the son of immigrants, I grew up watching my parents pursue the American Dream. They started a Chinese-American restaurant, and I worked alongside them to grow the business. During this…

Gold has once again been making headlines as the nation’s financial markets continue to face uncertainty. On April 22, 2022, Barron’s reported that gold had made yet another run at $2,000/oz., nearing its all-time-high reached in August 2020. That same day, Barron’s reported that the stock market experienced its largest drop since October 2020. The…

Mintage means more than the process of producing coins. The word “mintage” also refers to the maximum number of a specific coin that has been produced. According to the Royal Canadian Mint, mintage can range from 10 to 65,000 and beyond. Silver American Eagles, for example, often have mintages in the tens of millions. Once…

Many millionaires build their fortunes by embracing conventional financial wisdom. And while everyone’s financial situation is unique, I often find that listening to the advice of those who have previously found success can help, even if it sends my own research in a different direction. Here are some of the most interesting pieces of money…

A realization struck me on my birthday last year: I was one year away from the traditional retirement age of 65. I didn’t feel like I was almost old enough to retire, and with two young daughters I don’t think I’ll be retiring anytime soon—but it got me thinking about being prepared to retire. Here…

I love what I do here at U.S. Money Reserve, but I also recognize that a time will come for me to look to that next chapter in my life: retirement. That’s why I work hard to ensure that when that time comes, I can retire as comfortably as possible. But if you’re looking to…