About the U.S. Money Reserve Team

Uncertainty over public health and the economy continues to trouble the world, and it appears that this uncertainty won’t vanish in 2022. This lingering uncertainty could help fuel gains in the gold market next year. Why though? Stubborn inflation or lagging economic growth, among other factors, could tip the scales in favor of gold. Here,…

Many retirees rely heavily, if not completely, on Social Security benefits. However, Social Security might not be enough to live on for many of us. As U.S. News & World Report points out, “Social Security was designed to supplement income, not replace it entirely.” To complicate matters, some experts wonder just how stable the Social…

Athletes depend on them. So do software developers. And you, as someone with financial goals, also should rely on them. Who are we talking about? Teammates. In sports, business, and life, we lean on teammates to help us achieve success. So who should financially successful people have on their team? We look at these seven…

Your granddaughter lives 1,200 miles away, and you want to surprise her with a holiday gift of silver coins. Meanwhile, your youngest son lives 700 miles away, and you’d like to give him silver bars for the holidays. Whether you’re going to travel to visit your granddaughter or son or plan to ship those silver…

When it comes to managing your retirement portfolio, you can put the power entirely in your own hands. In other words, you can sit in the driver’s seat as you travel along the road to retirement. Fortunately, thanks to the proliferation of technology and the abundance of information online about retirement, you have a variety…

Millionaires and billionaires aren’t the only people who can leave a financial legacy—you can, too. Regardless of your income, you have the ability to make a positive mark on your family’s future or a favorite charity by leaving a financial legacy. What Is a Financial Legacy? A financial legacy is something of worth that you…

Estate planning may sound like something that’s just for “old folks.” It’s not. At almost any age, adults can benefit from estate planning. The need for estate planning becomes even more crucial once you’ve had children. Read on to learn what estate planning is, when you should start estate planning, and the advantages of getting…

Democrats in the U.S. House have proposed closing the “backdoor” Roth IRA strategy as part of an effort to pay for a multi-trillion-dollar budget package. Learn what it could mean for your retirement if the legislation passes, along with some potential moves you might make to help protect your money. What Is the Backdoor Roth…

You’ve probably heard that Americans on the whole aren’t saving enough for retirement. And while that may be true in general, plenty of folks are smartly setting aside money for the future. Here’s a look at the bright side of retirement in America. Three fourths of Americans Have Retirement Savings. Yahoo Finance notes that PricewaterhouseCoopers’…

Never rebalancing. Cashing out your savings. Forgoing tax planning. These are just three of the ten biggest retirement mistakes that could leave you with a ghost of a retirement portfolio. Take action now to help avoid these retirement missteps. 1. Failing to Diversify Your Portfolio Diversification can help put you in the driver’s seat in…

Halloween can be a fun time to dress up and pretend to be someone or something else. It’s all fun and games because you know who or what is underneath the costume. But what if you didn’t? Likewise, are you sure you fully understand what’s behind some of your asset choices? Learn here about gold…

The best time to retire isn’t always tied to your age. Financially, is there a better month or season to retire? February or November? Summer or fall? Learn when might be the best time of year to retire from a financial and tax perspective and get tips for end-of-year tax planning now. When Is the…