About the U.S. Money Reserve Team

For months, the Federal Reserve has held firm in keeping interest rates low to help bolster our struggling economy amid the past two years’ events. At some point, though, the Fed may need to give in and begin raising interest rates again—likely in 2022. We’ll look at how the price of gold has been ticking…

We all remember when the Great Recession turned people’s 401(k)s into 201(k)s. Retirement accounts took a beating. “The nation’s 401(k)s and IRAs lost about $2.4 trillion in the final two quarters of 2008,” reported The Atlantic. So what could we have done differently to help protect, or hedge, our retirement accounts? Consider these six tactics…

An IRA rollover allows you to consolidate former employer-sponsored retirement plans and potentially access a greater variety of asset options. When you’re weighing a rollover of retirement funds, there are two types to consider: direct and indirect. Follow along as we explore the difference between direct and indirect rollovers, the rules for each, and how…

The U.S. government runs on a different financial schedule than the rest of us. For the federal government, the fiscal year begins October 1 and ends September 30. We discuss why that’s the case and what significant issues are looming for the 2022 fiscal year. What Is a Fiscal Year? “Fiscal year” refers to a…

Since the dawn of the 21st century, we’ve experienced quite a few major economic events. Here, we take a look back at some of the biggest, how they’ve affected the world’s economy, and why we’ve been able to put our trust in gold through all of it. Big Economic Event of 2001 A major economic…

Economic indicators tell you whether the economy is expanding or contracting. When these indicators are reported to the public, they can cause the stock market to shift in a second. But what about something like your retirement portfolio? Can economic indicators send shockwaves through your IRA, 401(k), or other retirement vehicles? Learn more about the…

Have you been putting money into retirement over the past 20 years or more? Good for you. But if you haven’t (or even if you have), it’s wise to review basic retirement math and reiterate why—even if you’ have money put away—it’s essential to start saving for retirement as early as possible. We’ll show how…

According to a report from the National Institute on Retirement Security, about two of every three 21- to 32-year-olds haven’t started saving for retirement. Is that a big deal? What if you’re in your 40s or 50s? It’s never too early to start saving for retirement, and thankfully, it’s also never too late if you…

Although each precious metal has experienced peaks and valleys, all four—gold, silver, platinum, and palladium—are trading at much higher prices than they were 20 years ago. We’ve covered the 20-year history of gold prices. Now, we dig into the three other precious metals by exploring their 20-year price histories and the paths forward for silver,…

We recently looked at two decades of gold prices, and now you might be wondering when the best time to buy gold is. Is it worth it to wait until prices dip a bit? Or should you purchase some of the yellow metal right now? When Should You Buy Gold? Opinions differ on when the…

On September 10, 2001, gold closed the day at around $271.50 per ounce. Twenty years later, gold is trading near $1,800 per ounce—far outstripping inflation or the stock market in terms of growth. Why such a meteoric rise? Join U.S. Money Reserve, America’s Gold Authority®, as we look at the past 20 years of gold,…

If you’re facing a 401(k) rollover decision in the coming year—because you’re changing jobs or because you’re nearing retirement and want to hold onto your tax-sheltered status a bit longer—there are some important yet complicated changes you need to know about. Here, we go over what a 401(k) to IRA rollover is, why you might…