About the U.S. Money Reserve Team

A legacy is what you leave, including your assets and possessions, to your beneficiaries so you can create something that lasts and help provide for them in the future. When planning the legacy you want to leave, you should also think about the generation after you and how they will be able to build upon…

Putting cash into gold as opposed to a savings account or even under your mattress could mean better returns, less risk, and more peace of mind. Learn more as we compare the savings benefits of gold versus cash. Saving Your Money Simply put, saving money offers financial security. However, saving money doesn’t just mean stashing…

What might happen if you went on a financial diet? According to findings from GOBankingRates, Americans could save an average of $5,339 a year by cutting some discretionary spending, CNBC reported. That’s how much individuals spend on non-necessities like coffee, eating out, entertainment, clothing, ride shares, and alcohol. Break that number down, and you’re looking…

Have you put off planning for retirement because the task seems too big? While most Americans plan to retire by age 67, their finances don’t necessarily reflect that reality. According to one estimate, nearly two thirds of Americans have less than $100,000 set aside for retirement. You can stand apart from the crowd, though. You…

Many savvy market watchers are asking themselves whether they should buy Bitcoin this year. Bitcoin surged to a record high on January 6, 2021, only two days after its biggest single-day drop in months. Learn what might be fueling this ascent and what you should consider before padding more of your portfolio with Bitcoin. Why…

If you don’t have as big a nest egg as you’d like and need to know how to catch up on retirement savings in your 50s and even your 60s, don’t panic. You can still achieve realistic retirement savings goals with the following five tips, each of which includes suggestions for additional resources that are…

Among New Year’s resolutions, exercising more and saving more money rank as two of the most popular goals for Americans. Just like you exercise to keep your body healthy, it is equally important to practice smart financial planning to achieve financial well-being. Financial health means you exercise control over your day-to-day finances, can endure an…

Things have to get better in 2021. You’re counting on it. And you’re counting on your retirement savings to get better, too. While 2021 IRA contribution limits aren’t necessarily going up, other changes are taking effect that could help boost your retirement plans, thanks to the SECURE Act. So let’s take a look at some…

The year 2020 unquestionably has been one of the most challenging years in history. The global COVID-19 pandemic has affected the lives of millions of Americans. The stock market has experienced a roller-coaster ride, and our nation endured some of the most volatile trading sessions ever, as well as the shortest bear market in U.S.…

Before you can look ahead and plan for the future, you must look at the past and where you’ve been. History always has something to teach us, and that can go for gold prices, too—especially in 2020. Join us as we take a look back at the year in gold prices and take a peek…

The year 2020 has been a year of change. We’ve changed the way we work, socialize, shop, and travel. More than ever, the year has taught us that anything can happen, and we need to be prepared. Bring your family together this year for a new kind of holiday tradition—one that can help all of…

Maybe you just opened a Roth IRA. Or perhaps you’re taking an end-of-year look at an account you’ve been working to grow for more than a decade. What can you hold—and not hold—in your Roth IRA? Here we break it down for you. What Is a Roth IRA? First, let’s briefly explain what a Roth…