Low interest rates are a good thing, right? Anyone with a car loan or mortgage payment understands the benefits of living in a low–interest rate environment—particularly if you’re old enough to remember the double-digit days of the 1980s when the Federal Reserve ramped up rates in an effort to stave off inflation. In October 1981,…
Too Low for Too Long: The Curious Case of the Federal Funds RateDetailsGold is gold is gold. Or is it? The potential of your precious metals portfolio could be significantly impacted by the purity of the gold coins within it—and yes, gold purity can vary. Learn the key differences between 18k, 22k, and 24k gold coins so you can choose the best product for your needs. Karat…
A Coin Buyer’s Guide to 18k vs. 22k vs. 24k GoldDetailsSo, you want an IRA. You also want physical gold. How can you combine the two to build your best retirement? The answer is a Gold IRA, but you want to get things right from the very beginning to avoid trouble with the IRS and maximize your portfolio potential. Learn four of the most important…
4 Facts About Gold IRA Storage You Need to KnowDetailsWe’ve always heard that gold has an inverse relationship with the stock market—meaning when the markets are down, gold is up and vice versa. But there have been times when stocks and the yellow metal rise and fall together, so the correlation is a bit more complicated than simply following a chart line. The truth…
Gold and Equities—A Tale of Two AssetsDetailsWhether you already have a Gold IRA or are seeking last-minute, tax-friendly moves to make with your money, there might be some benefits to Gold IRAs that you don’t know. Keep in mind that in a given year, contributions to Traditional and Roth IRAs must be made by that year’s April tax deadline. For 2019,…
Do You Know These 3 Tax Benefits of Gold IRAs?DetailsAmericans have a long tradition of dreading Mondays. Many of us are jolted back to reality at the start of each week by an alarm clock that signals the end of leisure, relaxation, and time with family and friends. It also marks the beginning of five days of work packed with new projects, deadlines, and expectations. On Mondays, responsibility and accountability return, and we feel miles from Friday—the coveted moment at the end of each week when we…
Why Bad Things Happen on Mondays: A Short History of Market CrashesDetailsGlobal economic uncertainty—especially nagging questions about whether Brexit will actually happen—is helping to drive up the price of gold, underscoring the precious metal’s status as a safe haven. On March 25, gold prices reached a three-week high amid continuing worries over the global economic outlook, such as the turmoil swirling around Brexit. The surge in…
Gold Prices Jump as Brexit ApproachesDetailsThe Cambridge Dictionary defines volatility as “the quality or state of being likely to change suddenly, especially by becoming worse.” This definition can be applied in many areas. In chemistry, volatility is the tendency for a substance to vaporize. In computer science, it’s the risk of catastrophic memory loss. In meteorology, it’s the probability of…
A Low Chance of Risk and a High Chance of RuinDetailsUnused gym memberships, lottery tickets, and cheaply made clothes are just three of the top money wasters among American consumers. But when it comes to retirement, those money mistakes are greatly outweighed by some much bigger financial blunders. A new special report from U.S. Money Reserve outlines five things you should avoid doing with your…
Are You Making Any of Today’s Worst Financial Mistakes?DetailsAfter a decade of Quantitative Easing (QE) and massive asset purchases designed to rouse the economy out of crisis, America’s central bank began Quantitative Tightening (QT) in 2014. QT is essentially the reversal of QE: the process of not only ending federal bond buying but also unwinding the national balance sheet, which expanded dramatically after…
Fed Patience Is not a Virtue—It’s a Dire WarningDetailsAre you the type of person who likes to max out their retirement account contributions? Then you’re in luck. IRA and 401(k) contribution limits for 2019 have gone up. Follow along as we explain what this means for you and your retirement accounts. Contribution Limits Increase by $500 The most significant change for 2019 involves…
IRA Limits for 2019 Have Changed: Here’s How You Can BenefitDetailsNowadays, the word Armageddon is tossed around like a figurative rag doll. While its roots can be traced to Biblical times, it’s often used to describe modern disasters, particularly economic watersheds like recessions and depressions. According to the New Testament in the Bible, Armageddon is actually a place where the armies of good and evil…
What Follows an Economic Peak? Armageddon?Details
