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401k Retirement Savings

Recent 401k Retirement Savings Articles

What Does a Balanced Portfolio Look Like?

What Does a Balanced Portfolio Look Like?

Sometimes, it helps to take a step back and reexamine the fundamentals of portfolio diversification. Time and again, we see mentions of a “well-diversified” or “balanced” portfolio. But what does “balanced” really mean? Since every financial situation is unique, every portfolio will also be unique. Finding the right balance in your...

Who Are You Talking to About Your Diversification Strategy?

Who Are You Talking to About Your Diversification Strategy?

I welcome good advice and assistance. Sometimes, I think that we as Americans have a tendency of thinking we need to “go it alone” in order to truly earn our success. But the truth is that while much can be attributed to a positive attitude and, more importantly, lots of hard work, few of us ever find financial success truly on our own....

Is Now a Good Time to Buy Gold? Why You Should Buy Gold Now

Is Now a Good Time to Buy Gold? Why You Should Buy Gold Now

The gold market has historically had an inverse relationship to the stock market and has previously performed well in times of recession and rising inflation. This is why, whenever economic uncertainty strikes, people tend to ask, “Is now a good time to buy gold?” Many analysts suggest that you buy gold to help your portfolio weather a...

The Importance of Financial Education During a Recession

The Importance of Financial Education During a Recession

Technically, we may already be in a recession. U.S. recessions are officially determined by a nonprofit research organization, the National Bureau of Economic Research (NBER), which defines a recession as “a significant decline in economic activity that is spread across the economy and that lasts more than a few months.” But a...

Former U.S. Mint Director on Avoiding Buying Fake Gold & Coins

Former U.S. Mint Director on Avoiding Buying Fake Gold & Coins

AUSTIN, Texas, Aug. 3, 2022 /PRNewswire/ -- In June, arrests were made after buyers were conned out of approximately $85,000 worth of Canadian Maple Leaf gold coins in Germany. While gold has a famously distinct look, spotting the difference between real and false gold has proven to be a complex issue throughout history. This week,...

Safe-Haven Assets: Stable Value Funds vs. Gold

Safe-Haven Assets: Stable Value Funds vs. Gold

Recently, I read an article by MarketWatch that reports stable value funds as today’s most popular asset to include in a 401(k), despite what MarketWatch calls the “complex risks” involved. As the article puts it, these funds are both “widely seen as a safe haven” and “often opaque.” But what are these assets, and how do they compare to...

Welcome to Our 400th “Gold News & Views”!

Welcome to Our 400th “Gold News & Views”!

When I saw that this was to be our 400th edition of “Gold News & Views,” I almost couldn’t believe it. But it’s true—nearly every week, for more than seven-and-a-half-years, we’ve brought you insights into the financial and precious metals news of the day, along with additional information and tips to help you make more informed...

U.S. Money Reserve on Crypto’s $2 Trillion Dollar Collapse

U.S. Money Reserve on Crypto’s $2 Trillion Dollar Collapse

AUSTIN, Texas, July 27, 2022 /PRNewswire/ -- Between November 2021 and July 21, 2022, the cryptocurrency market lost almost $2 trillion in market capitalization, according to data from CoinMarketCap. This sharp downward trend continues to fuel concerns about crypto's high volatility and its viability as a financial safe haven. U.S....

Taking Time to Celebrate Your Financial Successes

Taking Time to Celebrate Your Financial Successes

Work hard. Do your research. Be proactive, not reactive. These are all mantras I find myself repeating. But there’s one more manta I find incredibly useful, even if we don’t discuss it as often in our Gold News & Views. Right now, consumers are feeling down and out about the economy. On July 15, 2022, The Washington Post wrote,...

How To Tell If Gold Is Real Or If You Have Fake Gold

How To Tell If Gold Is Real Or If You Have Fake Gold

How Can I Tell If Gold Is Real? If you recently purchased or inherited gold, whether in the form of gold coins, bullion, or jewelry, you may be curious about how to tell whether that gold is real. Gold is a rare commodity, and you only want to add real, genuine gold to a portfolio. Of course, the best way to ensure that the gold coins...