Fine gold, also called pure gold, is a term commonly used to refer to metal that is 99.9% gold. In some cases, as with bullion, the threshold for being defined as “fine” is 99.5% pure. Still others have reduced this threshold to 90% purity, though this is not common...
When is the Best Time to Retire? How to Know When to Retire vs. When Not to Retire
Few decisions in life are as important as deciding when to retire. It’s a decision that can impact your day-to-day situations for the rest of your life. Given the weight of this decision, it’s not surprising that many Americans seek guidance on both saving for...
How to Start Saving for Retirement After 40, Even if You Haven’t Saved Anything at All
If you are 40 years or older, you may feel like it’s too late to start saving for retirement. You’re not alone: 49% of Americans between the ages of 55 and 66 also don’t have any savings for their golden years. But it’s never too late to start saving for retirement....
What Are the Differences Between a Silver IRA and a Gold IRA?
Many Americans recognize that precious metals, including gold, silver, platinum, and palladium, is an asset class with a long history as a financial hedge and store of wealth—and thus hold precious metals as part of their portfolios. In selecting their first physical...
Gold and Other Precious Metals IRA Guidelines
Physical gold can play an important role in a well-diversified retirement portfolio; however, certain rules must be considered if you want to take advantage of the full benefits a gold or other precious metals individual retirement account (IRA) can offer....
Gold Stocks vs. Physical Gold — What Is the Difference?
You want to buy gold to help diversify your portfolio, but you’re not sure whether you should buy gold stocks or physical gold. You may be asking yourself: Are they essentially the same thing? Does your portfolio experience the same benefits if you buy physical gold...
Learn the Gold IRA Tax Rules Updates in 2023
Do you own a self-directed gold IRA as part of your retirement portfolio? These accounts offer many benefits when it comes to taking more control over your financial future, and you may already know the guidelines. But if you missed the IRS announcement about the...
How Gold Price and Interest Rate Trends Are Related
If you’ve got your eye on precious metals or already have some in your portfolio, you may be curious to know how interest rate hikes like those we’ve recently experienced may impact these assets. How is a tangible asset like gold affected by interest rate fluctuations...
How Sequence of Returns Risk Can Impact Your Retirement
If you’re preparing for retirement and, like many Americans, you are worried about the current economic climate, you may be wondering what you can do to better protect yourself, your portfolio, and your family from financial risk. One of the most important factors to...
U.S. Money Reserve Supports Side-Out Foundation’s First Corporate Challenge in Fight Against Breast Cancer
AUSTIN, Texas , Oct. 4, 2022 /PRNewswire/ -- On Friday, September 30, 2022, St. Andrew's Episcopal School in Austin, Texas, hosted its seventh annual Dig Pink® volleyball match, raising money for metastatic breast cancer (MBC) patients. U.S. Money Reserve leadership...
Former U.S. Mint Director Suggests We Have May Hit Peak Gold as Cost to Mine Skyrockets
AUSTIN, Texas, Sept. 28, 2022 /PRNewswire/ -- Philip N. Diehl (35th Director of the U.S. Mint and President of U.S. Money Reserve) says "peak gold" may have already been reached or at the very least is fast approaching. Peak gold is the point at which the maximum rate...
Gold Bullion Trading—Where Is Gold Traded, and Is It Right for You?
Gold is considered a relative safe-haven asset around the world, especially during times of economic uncertainty and volatility. While gold is somewhat well known as a commodity, understanding where it’s traded—including coins and bars—can be a little more complex....