Recent IRA Articles

Contributing to an employer-provided 401(k) retirement plan is often touted as one of the best retirement strategies. However, approximately 55 million Americans don’t have access to such a plan. Are you among those with no 401(k) at work? If so, it’s still possible to take charge of your retirement savings—sometimes with options that offer more…

The IRS has added a twist to the rules for required minimum distributions from retirement accounts—a twist that could benefit you. The IRS announced the change on June 23. “Anyone who already took a required minimum distribution (RMD) in 2020 from certain retirement accounts now has the opportunity to roll those funds back into a…

Lack of knowledge is a major reason many Americans don’t open an IRA. Research from the LIMRA Secure Retirement Institute found that of those who don’t have an IRA, 46 percent feel they do not understand enough about IRAs to contribute to them. Where do you fall on the IRA-knowledge spectrum? If you’re still in…

Are you seeking more ways to save for retirement? Then make sure you know all the facts so you can make the most of your IRA contributions for 2020. The limits for IRA contributions for the 2020 tax year are the same as those for 2019, but there are some changes to IRA rules. For…

Identifying effective ways to save for retirement requires three critical components: a personalized approach, careful strategic thinking, and a plan capable of spanning 10 years or more. That’s not as hard as it may sound. To prove it, we’ll walk you through four simple ways you can help boost your retirement savings, even if you’re…

So, you want an IRA. You also want physical gold. How can you combine the two to build your best retirement? The answer is a Gold IRA, but you want to get things right from the very beginning to avoid trouble with the IRS and maximize your portfolio potential. Learn four of the most important…

Whether you already have a Precious Metals IRA or are seeking last-minute, tax-friendly moves to make with your money, there might be some benefits to Gold IRAs that you don't know. Keep in mind that in a given year, contributions to Traditional and Roth IRAs must be made by that year’s April tax deadline. For…

Are you the type of person who likes to max out their retirement account contributions? Then you’re in luck. IRA and 401(k) contribution limits for 2019 have gone up. Follow along as we explain what this means for you and your retirement accounts. Contribution Limits Increase by $500 The most significant change for 2019 involves…

No one can blame portfolio holders for being nervous these days. As pointed out by the World Gold Council (WGC), 2018 was one of the most volatile years on record for financial markets and the worst-performing year in recent memory. The S&P 500 closed the year down 6.2%, while the Dow Jones fell 5.6%—the biggest…

At $3,120, the average tax refund is quite a chunk of change. You could use your tax refund to buy a bigger television (or three), go on a vacation, upgrade your wardrobe, or buy any number of other knickknacks. How long will a new gadget last, though? And will buying something that will break, fade,…

Your window for IRA contributions doesn't close until this year's tax filing deadline, which is April 17, 2018. That means you may still have time to improve your tax situation and cut your tax bill. Just follow our quick list of last-minute tax tips to find out how contributing to the right Self-Directed IRA could…

While 401(k) contributions are typically due by the end of the calendar year, you have until the tax filing deadline of April 17 to make Individual Retirement Account (IRA) contributions. That means there may still be a way to reduce your taxable income for 2017 and save on your tax bill. Find out how funding…