Executive Insights

“Well, Director Diehl, you were spot on with your gold price forecast last year. What does your crystal ball say about 2025?” First, I don’t have a crystal ball. I make my calls based on assessments of the forces that determine prices in the 21st-century market. Other analysts may say something similar, but many still…

The year 2025 has begun on shaky ground, at least in terms of market performance. While stocks struggle to gain solid footing, one particular data point has been mentioned by news stories as a cause for concern: rising Treasury yields. Since this topic can feel overly technical, let’s break it down to simple terms and…

As 2024 wrapped up, all seemed to be going according to plan for the Federal Reserve, with the Federal Open Market Committee (FOMC) cutting interest rates by yet another quarter point. This rate cut was part of an ongoing series of rate cuts—a longer-term plan to ease monetary policy as inflation calmed down. It could…

Some financial changes are expected and even planned for, like getting married or sending kids to college. But numerous outside forces can also unexpectedly impact a person’s financial situation. That’s why periodically rebalancing your portfolio is often recommended by financial advisors. Rebalancing your portfolio gives you the opportunity to make adjustments so that your current…

After swinging around $2,650 per ounce early this fall, gold has risen by $100 in its relentless drive toward a new base of $2,700 per ounce. This has been the pattern of the current rally, which started with gold rising from $1,810/oz. to establish a new base at $1,900, then resuming its climb and consolidating…

The year 2024 has seen a great deal of geopolitical turmoil. As the year ends and we look ahead to 2025, it may be worth taking a moment to examine how these conflicts are unfolding and what they mean for the world—and your own future. Recent weeks have seen a spike in geopolitical conflict. The…

For many people, building a diversified portfolio can be an essential strategy for managing risk and navigating financial uncertainty. A well-balanced mix of assets can provide stability and flexibility for future opportunities during times of market volatility. This article will walk you through the core components of a diversified portfolio, considerations for selecting assets, and…

In the last few years, we’ve seen gold respond favorably to expectations that the Federal Reserve would be cutting interest rates. But what happens if the Fed decides to reverse course? The Fed has been cutting interest rates but may soon change direction. When, for the first time in years, the Federal Reserve’s Federal Open…

Click here to read the first part of U.S. Money Reserve President Diehl’s in-depth analysis. It’s quickly becoming clear that President-elect Trump is committed to enacting his major campaign promises, tariffs, tax cuts, and immigration policies. Wall Street and most economists share a wide agreement that this agenda will require deficit financing, and nonpartisan projections…

What does it mean to have a well-rounded portfolio? What is the ideal asset allocation for a balanced portfolio? U.S. Money Reserve takes a look at what financial experts recommend when building a well-diversified portfolio of traditional asset classes, as well as your options for a variety of alternative assets. Why Is a Balanced Portfolio…

A new day has dawned with a president-elect who promises wholesale changes in the way the nation manages its economy and its international affairs. What does this mean for those of us who hold gold or want to add gold to our portfolios? To answer that question, we review the forces that have driven the…

With Donald Trump’s return to the White House, many investors are feeling reassured about economic policies they believe will be pro-business and growth-oriented. If you have been considering purchasing gold but are holding off to see how things pan out after President Trump returns to office, it is essential to take a deeper look at…