For the first time in history our federal government has more than $20 trillion in outstanding debt. If you think, “It’s the government’s debt, not mine,” think again. The U.S. national debt is, in part, the money that each of us owe a portion of as a taxpayer whether we like it or not, and…
Shadow Banking: A Dodd-Frank Fail? In response to the financial crisis of 2008–2009 regulators came down hard on big banks. The Dodd-Frank Wall Street Reform and Consumer Protection Act outlined numerous provisions designed to tightly monitor lending and reduce risks inherent in the U.S. financial system, including new oversight councils, credit agency reforms, and increased…
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