The debt ceiling crisis has been pushed back until December…but there’s still much work to be done, both by Congress and consumers. The Senate has passed a limited increase to the debt ceiling that will allow the federal government to pay its bills until December—but that means Congress has only two months to decide if…
America Is About to Get Its Next Annual Bill—And It’s a DoozyDetailsFor those in leadership positions within their companies, the start of a new fiscal year is of incredible importance and irreplaceable value. We get the clearest picture of how we did the previous year, showing where we did well and where we might still improve. For the federal government, as well as the U.S. economy,…
As a New Fiscal Year Starts, the Debt Crisis ContinuesDetailsThe U.S. government runs on a different financial schedule than the rest of us. For the federal government, the fiscal year begins October 1 and ends September 30. We discuss why that’s the case and what significant issues are looming for the 2022 fiscal year. What Is a Fiscal Year? “Fiscal year” refers to a…
What Is a Fiscal Year, and How Is it Different From a Tax Year?DetailsSince the dawn of the 21st century, we’ve experienced quite a few major economic events. Here, we take a look back at some of the biggest, how they’ve affected the world’s economy, and why we’ve been able to put our trust in gold through all of it. Big Economic Event of 2001 A major economic…
Looking Back: Biggest Economic Events of the Past 20 YearsDetailsGold may always come to mind first when considering precious metals, but that doesn’t mean it’s the only precious metal worth considering. When our Account Executives speak to our clients, they hear time and again why those clients are turning to gold. For most clients, it’s all about diversifying their paper-based assets. That search for…
How Palladium Became the Fastest-Growing Precious Metal in Recent HistoryDetailsIf there’s one thing that matters to me more than anything else, it’s the people in my life—my family, my friends, my coworkers, and the rest of the wonderful people that keep me motivated and have made me who I am today. For my family especially, I strive to do my best to ensure that…
Retirement Accounts in America Break RecordsDetailsI sometimes see news articles and opinion pieces about where gold might go in the next week, or month, or even year. But if you’ve ever spoken to one of our dedicated Account Executives here at U.S. Money Reserve, you know that owning gold doesn’t have to include worrying about the next week, or month,…
Gold Is a Long-Term Strategy, and Here’s the Proof.DetailsWe’re all familiar with the concept of debt—you take out a loan, and over time you have to pay it back. According to debt.org, U.S. consumers owe a total of $14.9 trillion in debt as of May 2021. Debt can take many forms—college tuitions, car purchases, mortgages—but in the end, we know that money is…
A New Millennium of American DebtDetailsTalking with our customers here at U.S. Money Reserve, we find that two topics seem to keep coming up—inflation, which we’ve talked about at length here, and the recent events in the Middle East. In both cases, I get the sense that many are “waiting for the other shoe to drop” before making moves in…
When it Comes to Gold, Act—Don’t React.DetailsAs parents, we want our kids to experience as much of this world as they (safely!) can—and that’s why we encourage them to try new things. Whether they are trying a new food, a new hobby, or a new extracurricular activity, we support them however we can. If they decide the new food, hobby, or…
This Week, Consider Trying Something NewDetailsWhat does it mean to have a well-rounded portfolio? What is the ideal asset allocation for a balanced portfolio? U.S. Money Reserve takes a look at what financial experts recommend when building a well-diversified portfolio of traditional assets, as well as your options for a variety of alternative assets. Why Is a Balanced Portfolio Important?…
Choosing Your Electives for a Balanced PortfolioDetailsSometimes, my kids need help with their schoolwork. Sometimes something just doesn’t quite click; other times they simply want someone to double-check their work or tell them if they’re headed in the right direction. I tell them the exact same thing I tell our customers here at U.S. Money Reserve: Whether from myself, a teacher,…
Tutor or Teacher, It’s Okay to Ask for HelpDetails
