Executive Insights

When building a well-diversified portfolio, you can find it beneficial to keep an ear to the ground and an eye on financial headlines. Knowing what may be coming our way—good, bad, or indifferent—creates opportunities for us to reexamine our asset mix and make any adjustments that could support a healthier financial outlook and, perhaps...

Asset allocation is an essential component of portfolio diversification that helps mitigate risk and protect wealth. But what all does asset allocation involve? Is it something an individual can manage on their own, or is a financial planner needed? If you already have a portfolio or are putting together a financial plan and want to...

Measured against a basket of other currencies, the dollar is stronger today than at nearly any other time in the last 20 years. But how long will that strength last, and what does it mean for gold prices? A stronger dollar can often mean lower gold prices. A recent article by Bloomberg, published on July 13, 2023, discusses what they...

On July 8, 2023, reports started coming in that RT, Russia’s state-run media outlet, had announced that a bloc of nations known as BRICS (Brazil, Russia, India, China, and South Africa) would be introducing a new trading currency backed by physical gold. The concerns over this new currency, as well as a continued pattern of...

Once again, we find ourselves in a place of economic uncertainty with no clear consensus about the future. On June 27, 2023, CNN reported that “Americans are feeling far more confident about the economy,” and on June 28, 2023, President Biden said that he “doesn’t think [a recession] is going to come,” citing slower inflation and a hot...

You’ve worked hard to build your net worth. Wealth management helps you get the most out of your efforts. What is wealth management? While wealth protection is meant to safeguard assets, wealth management is defined as the process of reviewing and making decisions about your wealth so you can achieve your financial goals, as noted by...

On June 26, 2023, the chairman of the Swiss National Bank (SNB) announced that the central bank would soon issue a new central bank digital currency (CBDC) on Switzerland’s SIX digital exchange. While the release is part of a pilot program, chairman Thomas Jordan said that “this is not just an experiment” and that the digital currency...

Every week, we hear from our clients about their concerns regarding the economy. From increased government spending to sticky inflation, the possibility of a digital dollar, and volatility in the stock market, many Americans are no longer certain what awaits their financial future. Despite this uncertainty, many Americans are still...

“Inflation” is a word that makes many people uneasy. Yet it’s a normal aspect of the economy that affects our purchasing power—and the impact of inflation can be felt beyond the monthly grocery bill or at the gas pump. Inflation can also have an effect on a person’s long-term wealth. Sometimes inflation increases at a...

I’m the sort of person who prefers to act rather than react—especially when it comes to protecting myself and my family against an uncertain future. Take your car, for example. Would you rather have a good insurance policy before or after you get into an accident? The same goes for my financial portfolio. Even when times are good, I’m...

As someone who consumes a lot of financial news, I understand how it can often feel like we, as portfolio owners, are never allowed to let our guard down. For example, on June 13, 2023, Reuters reported that U.S. Bancorp CEO Andy Cecere foresees a “moderate” recession of the United States, and on June 12, 2023, Reuters reported,...

One of the topics I’ve tried to bring to our clients’ attention is the state of liquidity in our monetary system. Simply put, financial institutions like to use U.S. Treasurys as collateral when loaning money to one another, and when the availability of certain Treasurys shrinks, some financial institutions can have a harder time...