The debt ceiling crisis has been pushed back until December…but there’s still much work to be done, both by Congress and consumers. The Senate has passed a limited increase to the debt ceiling that will allow the federal government to pay its bills until December—but that means Congress has only two months to decide if…
America Is About to Get Its Next Annual Bill—And It’s a DoozyDetailsAn IRA rollover allows you to consolidate former employer-sponsored retirement plans and potentially access a greater variety of asset options. When you’re weighing a rollover of retirement funds, there are two types to consider: direct and indirect. Follow along as we explore the difference between direct and indirect rollovers, the rules for each, and how…
Direct vs. Indirect Rollover: What’s the Difference & What Are the Rules?DetailsFor those in leadership positions within their companies, the start of a new fiscal year is of incredible importance and irreplaceable value. We get the clearest picture of how we did the previous year, showing where we did well and where we might still improve. For the federal government, as well as the U.S. economy,…
As a New Fiscal Year Starts, the Debt Crisis ContinuesDetailsThe U.S. government runs on a different financial schedule than the rest of us. For the federal government, the fiscal year begins October 1 and ends September 30. We discuss why that’s the case and what significant issues are looming for the 2022 fiscal year. What Is a Fiscal Year? “Fiscal year” refers to a…
What Is a Fiscal Year, and How Is it Different From a Tax Year?DetailsRetirement accounts are often “lost” when people switch jobs, go through a major life change like a divorce, or transition among financial institutions. “There are more than 24 million ‘forgotten’ 401(k) accounts containing some $1.35 trillion in assets,” according to a report from Capitalize. The issue is so prevalent that Congress is considering legislation to…
How to Find a Lost IRA and What to Do With ItDetailsTwenty-four years ago, the Taxpayer Relief Act of 1997 ushered in a new age of retirement protection, allowing Americans to add U.S. gold and silver to their Individual Retirement Accounts (IRAs). In 1998, additional gold and silver products, as well as platinum and palladium bullion, were also allowed in IRAs. Then came 2001, and U.S.…
A Look Back Over 20 Years of Gold IRAsDetailsSince the dawn of the 21st century, we’ve experienced quite a few major economic events. Here, we take a look back at some of the biggest, how they’ve affected the world’s economy, and why we’ve been able to put our trust in gold through all of it. Big Economic Event of 2001 A major economic…
Looking Back: Biggest Economic Events of the Past 20 YearsDetailsEconomic indicators tell you whether the economy is expanding or contracting. When these indicators are reported to the public, they can cause the stock market to shift in a second. But what about something like your retirement portfolio? Can economic indicators send shockwaves through your IRA, 401(k), or other retirement vehicles? Learn more about the…
Watch These 10 Economic Indicators to Better Protect Your RetirementDetailsGold may always come to mind first when considering precious metals, but that doesn’t mean it’s the only precious metal worth considering. When our Account Executives speak to our clients, they hear time and again why those clients are turning to gold. For most clients, it’s all about diversifying their paper-based assets. That search for…
How Palladium Became the Fastest-Growing Precious Metal in Recent HistoryDetailsHave you been putting money into retirement over the past 20 years or more? Good for you. But if you haven’t (or even if you have), it’s wise to review basic retirement math and reiterate why—even if you’ have money put away—it’s essential to start saving for retirement as early as possible. We’ll show how…
Looking Back: It Pays to Start Early When Saving for RetirementDetailsAccording to a report from the National Institute on Retirement Security, about two of every three 21- to 32-year-olds haven’t started saving for retirement. Is that a big deal? What if you’re in your 40s or 50s? It’s never too early to start saving for retirement, and thankfully, it’s also never too late if you…
How to Start Saving for Retirement at 20, 30, 40, and 50DetailsIf there’s one thing that matters to me more than anything else, it’s the people in my life—my family, my friends, my coworkers, and the rest of the wonderful people that keep me motivated and have made me who I am today. For my family especially, I strive to do my best to ensure that…
Retirement Accounts in America Break RecordsDetails
