About the U.S. Money Reserve Team

Philip N. Diehl

JOHN ROTHANS

Master Numismatist

Chief Procurement Officer and Master Numismatist John Rothans has been a key fixture in the numismatic industry for over 30 years. Rothans joined U.S. Money Reserve as a consultant in 2004, eventually becoming Chief Procurement Officer and overseeing all wholesale operations, new product lines, and coin strategy. Rothans is credited with the development, production, and distribution of proprietary product offerings, including U.S. Money Reserve’s best-selling Pearl Harbor and Iwo Jima coin series.

What Are Platinum and Palladium Used for?

By John RothansExecutive Insights

You might not realize it, but you’re surrounded by precious metals—in the car, at the dentist, even if you were to go to outer space. Learn about two of the lesser-recognized precious metals—platinum and palladium—and the many ways they’re used. What Are Platinum and Palladium? One of the rarest metals, platinum—which is silver-white in color—was…

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The History of the Self-Directed IRA

By John RothansExecutive Insights, IRA

Self-Directed IRAs got their start in the 1970s. Still, it wasn’t until 1997 that the IRS lifted restrictions on diversification and allowed plans to include specific types of precious metal coins and bullion. How did retirement savers come to enjoy the full freedoms and benefits of today’s Self-Directed IRA? Take a walk through history to…

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Are Gold IRAs Safe?

By John RothansExecutive Insights, Gold, IRA

When you’re planning for your golden years, there’s one word you want to associate with your future—safe. Which is why you might be wondering, “Are gold IRAs safe?” The term “safe” means something is shielded, sheltered, or guarded. Here, we explain why gold IRAs can be safe from setup, storage, and hedge standpoints. The Security…

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Hedge Your Hedges: A Beginner’s Guide to Diversifying Within Precious Metals

By John RothansAsset Diversification, Executive Insights, Gold, Silver

Imagine if you owned stocks in only the tech sector—or shares of just a pharmaceutical company. If something terrible happened in one of those sectors, your portfolio probably wouldn’t fare very well. That’s why you typically own different types of stocks in various sectors. Ever considered protecting your precious metals portfolio using the same concept?…

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Tips for Selecting a Self-Directed IRA Custodian

By John RothansExecutive Insights, IRA

To hold physical gold and silver in a Precious Metals IRA, you are required by the IRS to open an account with an approved custodian and have the custodian purchase precious metals on your behalf. But there are so many custodians to choose from. And what’s all this you hear about promoters and administrators? Learn…

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What Are Alternative Assets?

By John RothansExecutive Insights, IRA

Are you stuck in the same old rut of adding stocks and bonds to your retirement portfolio? It might be time to learn about another asset category—alternative assets. We explain what they are, how they’re different from traditional assets, and how you can work them into your retirement portfolio for greater diversification. What Are Alternative…

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No 401(k) at Work? 4 Other Ways to Save for Retirement

By John RothansExecutive Insights, IRA

Contributing to an employer-provided 401(k) retirement plan is often touted as one of the best retirement strategies. However, approximately 55 million Americans don’t have access to such a plan. Are you among those with no 401(k) at work? If so, it’s still possible to take charge of your retirement savings—sometimes with options that offer more…

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June 2020 Update to Required Minimum Distribution Rules

By John RothansExecutive Insights, IRA

The IRS has added a twist to the rules for required minimum distributions from retirement accounts—a twist that could benefit you. The IRS announced the change on June 23. “Anyone who already took a required minimum distribution (RMD) in 2020 from certain retirement accounts now has the opportunity to roll those funds back into a…

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Straightforward Answers to 7 Common IRA Questions

By John RothansExecutive Insights, IRA

Lack of knowledge is a major reason many Americans don’t open an IRA. Research from the LIMRA Secure Retirement Institute found that of those who don’t have an IRA, 46 percent feel they do not understand enough about IRAs to contribute to them. Where do you fall on the IRA-knowledge spectrum? If you’re still in…

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Who Is Michael Reagan? 8 Things to Know About Ronald Reagan’s Oldest Son

By John RothansExecutive Insights

He debated Mikhail Gorbachev and set five world records in powerboat racing. He’s written several books and raised millions of dollars for charities, including the U.S. Olympic Team, the Cystic Fibrosis Foundation, the Juvenile Diabetes Research Foundation, and the Statue of Liberty-Ellis Island Foundation. He’s Michael Reagan, and he continues to uphold his father’s commitment…

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