red yellow alarm lighting up

A Low Chance of Risk and a High Chance of Ruin

The Cambridge Dictionary defines volatility as “the quality or state of being likely to change suddenly, especially by becoming worse.” This definition can be applied in many areas. In chemistry, volatility is the tendency for a substance to vaporize. In computer science, it’s the risk of catastrophic memory loss. In meteorology, it’s the probability of…

man at the top of the mountain showing he got up with a latter

What Follows an Economic Peak? Armageddon?

Nowadays, the word Armageddon is tossed around like a figurative rag doll. While its roots can be traced to Biblical times, it’s often used to describe modern disasters, particularly economic watersheds like recessions and depressions. According to the New Testament in the Bible, Armageddon is actually a place where the armies of good and evil…

Coy Wells presenting signs of an economic downturn with a display of a purple graph and a red negative arrow

The Early Signs of Economic Downturn | USMR Market Insights

The mainstream media has been using the word “recession” on a more frequent basis. When we start seeing that, we know that they’re starting to prepare. Today, the stock market, from being overvalued, sits at a level that exceeds the Great Depression.  The Early Signs of Economic Downturn | USMR Market Insights Coy Wells:              …

retirement 401k freeway sign meaning its approaching

Can the Government Take Your IRA? | USMR Market Insights

The United States is $22 trillion in debt. How will the national debt impact the average American? In today’s USMR Market Insights, Coy Wells talks about debt, IRAs and 401Ks. Can the Government Take Your IRA? Coy Wells:               00:01 Right now we’re continuing to talk about the IRAs and the risk that currently sits there.…

people crossing golden bridge to safe zone

Are You in the Retirement Risk Zone? | USMR Market Insights

A study reported by the American College of Financial Services analyzed the timing of investment shocks in the “Risk Zone,” which they identify as the final ten years of working life and the first 10 years of retirement.  Are You in the Retirement Risk Zone?- Video Transcription Coy Wells :                          00:00 A warning for…