Hand drawing steps from 2021 to 2022 with words “Plan,” “Action,” and “Goals”

A New Year’s Resolution for Your Financial Health


Written by Angela Roberts

Jan 13, 2022

With a new year come new chances for growth—and that includes growing your wealth. But when it comes to your personal finances, it may be wise to do some research or seek additional guidance before diving headlong into a new financial plan for 2022. So first, let’s see what the experts are saying about this year’s economic prospects and how that information may prove useful in reviewing your financial goals for 2022.

On December 31, 2021, Forbes said that “under current economic conditions…‘disappointing’ economic growth looks to be the most likely outcome for 2022’s economy.” On January 2, 2022, Bloomberg reported that “growth will ease” and “returns will moderate.” However, Bloomberg also wrote something with which I completely agree: “Risks abound—but so do opportunities.”

If you’re a frequent reader of Gold News & Views, you know that I’m a planner. And as far as I’m concerned, every situation can result in growth—if you plan carefully enough.

It’s time to examine your portfolio and look for balance and growth opportunities.

I often find peace of mind in knowing that my portfolio is well-balanced. It keeps me from fretting over weekly shifts in the markets. Instead, I like to set aside a few times a year to consider my current asset mix and see where I may be able to make adjustments for better balance or additional growth. The start of the year tends to be one of those times.

The new year presents a great opportunity to reexamine our portfolios and make any necessary adjustments. We may find this easier because many financial news outlets publish reviews of the previous year and predictions for the next, allowing us to get a decent big-picture view of the economy and what various analysts think might happen.

Another thing I tend to say often is that every portfolio is (and should be) unique. Your acceptable level of risk may be different from your neighbor’s, and you may find completely different assets or opportunities that are better suited to you. The important thing is to find an asset mix that fits your unique situation and goals.

Now is also a good time to set financial goals for the new year.

 Another thing I like to do at the start of the year is set financial goals for myself. I don’t tend to give myself any goal that seems unattainable—and I also make sure to expand my goals beyond just realizing greater gains or saving more money.

This may come from my being a CEO or even being a parent, but I often like to think long-term. The things I do today don’t have to pay off immediately—I just want to trust that they will benefit me someday. For example, your financial goal for 2022 can be as simple as what I discuss above—take time to reevaluate your asset mix. Perhaps your goal is to expand into alternative assets, but you’re not sure of the specifics yet. That’s okay, too! The idea is to set only a few realistic, attainable goals that can help you in the long run. Think of them as your New Year’s financial resolutions.

It may be better to act sooner rather than later. U.S. Money Reserve can help. 

While I’m a planner, I’m also definitely a person who prefers to take action sooner rather than later. I don’t like waiting until the last minute to do anything—especially when I know that it may be awhile before an action pays off.

If you’re like me, you may already be considering some of the actions I’ve mentioned here. You might have already reexamined your portfolio, set goals, and decided how to proceed. If that’s the case, then there’s only one thing left to do: Take action.

With experts and analysts seemingly predicting a slow 2022—and some even warning of a possible recession on the way—many consumers may turn to historic safe-haven assets like gold and silver. Others may look to add precious metals to their retirement accounts as a long-term strategy because gold has a history of growth in times of both economic turbulence and economic prosperity.

If the addition of precious metals to your portfolio fits your goals for 2022, I encourage you to give U.S. Money Reserve a call. And if you’re still doing your research, click the link below—our team has put together our very own 2022 Global Gold Forecast, as well as other special reports that may help you discover new financial goals for the new year. Whatever you decide, I wish you luck in 2022!


Sign up now for latest executive insights and latest news delivered right to your inbox.

  • This field is for validation purposes and should be left unchanged.

Related Articles

Why We Celebrate Independence Day on July 4th

Why We Celebrate Independence Day on July 4th

Did you know? While we celebrate July 4, 1776, as the birth of our nation, it was actually two days earlier, on July 2, that the Second Continental Congress voted to adopt a resolution for independence—one that was originally put forth on June 7! July 4, 1776, is the...

read more

Start diversifying today


As one of the largest distributors of precious metals in the nation, U.S. Money Reserve gives you access to our highly-trained team.

U.S. Money Reserve Gold Kit and Global Gold Forecast Special Report Thumbnail
The Ultimate Guide

Free Gold Information Kit

Sign up now to receive the ultimate guide to gold ownership, unlock special offers, and more.