U.S. Money reserve logo with phrase Proptect your future underneath next to stacks of gold coins

IRA BASICS

As retirement savers face uncertain and tumultuous times, the rising popularity of the Self-Directed IRA comes as no surprise. Many are frustrated with the limited options, high fees or portfolio performance of their current retirement accounts and looking elsewhere to maximize control of their financial future. If your long-term goal is creating lasting wealth in a safe, convenient and tax-advantaged way, then retain command of your retirement with a Self-Directed IRA.

A Self-Directed IRA gives you ultimate flexibility when it comes to safeguarding your future by putting you in complete control of your asset mix. You direct your own funds rather than a custodian holding your money and making those crucial decisions for you. Self- Directed IRAs also have the added benefit of greater profit potential because you can choose from a wider range of options.

The Gold Standard Precious Metals IRA program from U.S. Money Reserve combines the traditional protection of gold and silver with the modern convenience of an IRA. A Self-Directed Precious Metals IRA should play a key role in shielding your savings whether you’re new to gold and silver ownership or already hold retirement accounts, including existing IRAs, as well as 401(k) and 403(b) plans.

Gold Standard Precious Metals IRA“As people seek to maximize control over their entire retirement strategy, more and more of our clients are diversifying their IRAs with physical precious metals.”

—Philip N. Diehl,

President U.S. Money Reserve

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clip art man in center of arrows pointing multiple directions
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Diversification

With paper assets tied so closely to the dollar, you run a high risk of volatility—especially in the event of a financial crisis. Gold historically moves inversely to the direction of equities and mutual funds, making it an ideal retirement portfolio diversifier.

Flexibility

Traditional IRAs are limited to only approved stocks, bonds, mutual funds and similar vehicles. A Self-Directed IRA provides a vital risk diversification option that traditional IRAs can’t match: the ability to hold hard assets such as gold and silver.

Tax Benefits

Not only can a Self-Directed Precious Metals IRA provide a hedge against inflation and a devaluing dollar, but it also can provide tax-deferred, or tax-free, growth, while you’re saving for retirement. This can provide an ideal place to hold part of your nest egg.

Profit Potential

Precious metals not only serve to protect your wealth, but they can also grow your hard-earned savings over the long term. Over the last 15 years, gold increased 319%, while silver rose 259% during the same period.

HOW TO GET STARTED

Before you put any retirement funds into gold, your first step is to establish a Self-Directed IRA. You can either choose between a transfer or a rollover, as well as create an entirely new account. Here’s how it works:

A Transfer

A transfer is one of the easiest ways to diversify a portion of your retirement savings into precious metals. When you transfer existing retirement funds into a Self-Directed Precious Metals IRA, the distribution check is not sent to you. The original IRA custodian transfers the funds directly to your new IRA custodian. Transfers do not require IRS reporting and can be made as often as you’d like—without any tax penalties. U.S. Money Reserve can help you organize these types of transfers.

A Rollover

If you already have an existing IRA, 401(k) or other qualified accounts, then you have the option of rolling over a portion or all of it into a Self-Directed Precious Metals IRA. Since the rollover process is the same as any other retirement fund, it’s a relatively simple process. The IRS allows you to withdraw your retirement dollars from your old custodian and deposit the distribution with your new custodian. This tax-free transaction must be done within 60 days to maintain your tax-deferred status and can be performed only once per year.

“Gold’s indisputable intrinsic value and status as a long-term store of wealth continue to attract buyers wishing to add insurance to their retirement.”

—Philip N. Diehl, Money Magazine

Add Gold to Your IRA in 3 Simple Steps:

See how easy it is to balance your portfolio and enjoy the benefits of a Self-Directed IRA with the added security of physical gold and silver. Through U.S. Money Reserve’s Gold Standard IRA program, the entire process is handled for you by your dedicated and highly trained IRA Account Executive.

step 1 to open

Open Your Self-Directed IRA

Once you’ve made the wise decision to include physical precious metals in your retirement plan, we’ll assist you in opening a Self-Directed IRA with a qualified custodian that best serves your financial goals.

step two to fund

Fund Your Self-Directed IRA

When you’ve opened your Self-Directed IRA, we’ll work directly with your new custodian to fund your account by either transferring or rolling over your existing retirement funds, or starting fresh with an entirely new account.

step 3 to secure

Secure Your Precious Metals

When your account is funded, we’ll contact you to order the gold and silver you want to include in your Self-Directed Precious Metals IRA. We’ll then arrange insured and discreet delivery to an IRS-approved depository for secure holding.

APPROVED PRECIOUS METALS

The Internal Revenue Code currently allows select precious metals to be held in IRAs. Certain coins, bars and rounds that meet the minimum fineness requirement, and are produced by a national government mint or an accredited refiner/assayer/manufacturer are approved for inclusion in IRAs.

 

Current options Approved for IRAs:

Gold - Minimum fineness: .995

    • American Eagle Bullion Coins
    • American Eagle Proof Coins
    • American Buffalo Bullion Coins
    • Australian Kangaroo/Nugget Coins
    • Austrian Philharmonic Coins
    • Canadian Maple Leaf Coins
    • Perth Mint Bars
    • Select .995 gold bars & rounds

Silver - Minimum fineness: .999

  • American Eagle Bullion Coins
  • American Eagle Proof Coins
  • Australian Kookaburra Coins
  • Austrian Philharmonic Coins
  • Canadian Maple Leaf Coins
  • Johnson Matthey Bars
  • Select .999 silver bars & rounds

Platinum - Minimum fineness: .9995

  • American Eagle Bullion Coins
  • Australian Koala Coins
  • Canadian Maple Leaf Coins
  • Select .9995 gold bars & rounds
gold and silver American eagle coin

AMERICAN EAGLE COINS


The U.S. Mint. Gold and Silver American Eagles are among the world’s best-selling coins. Each coin is backed by the U.S government for its metal content, weight and purity.

Austrian Vienna Philharmonic Silver Coin in Gold and silver

AUSTRIAN PHILHARMONIC COINS


The Austrian Mint. The .9999 Gold Philharmonic features the largest diameter for its size and purity. The .999 Silver Philharmonic is the first silver bullion coin denominated in euros.

1oz Canada Maple leaf gold and silver coins

CANADIAN MAPLE LEAF


The Royal Canadian Mint. The Gold Maple Leaf is the first bullion coin struck from one ounce of .9999 pure gold. The .9999 Silver Maple Leaf is among the world’s finest silver bullion coins.

Pearl Harbor Gold and silver Coin

PEARL HARBOR COINS


The Perth Mint. U.S. Money Reserve exclusively minted these limited edition, legal tender Gold and Silver Pearl Harbor Coins, struck from .9999 fine gold and silver, respectively.

Australian Kookaburra gold and silver coin

AUSTRALIAN KANGAROO/KOOKABURRA


The Perth Mint. The .9999 Gold Australian Kangaroo and .999 Australian Silver Kookaburra are one of the few legal tender bullion coins to change their designs every year.

gold and silver bars

PURE GOLD AND SILVER BARS


Various Mints. For larger gold and silver purchases and diversification needs, gold and silver bars are available in a variety of sizes from only the world’s most trusted government and private mints.

The Proof Advantage

PROOF GOLD AMERICAN EAGLES OFFER ADVANTAGES FAR BEYOND METAL WEIGHT THAT CAN OUTPERFORM BULLION COINS.

 

Unique Finish

Proofs coins undergo a specialized minting process where gold blanks are hand loaded into a coin press and struck multiple times to achieve a high level of detail. They are notably produced with a frosted image above a mirror-like background.

 

Lower Mintage

Mintage refers to how many of a specific coin were originally issued by its minting institution. Proof Gold American Eagle mintages have always been lower than their bullion counterparts.

 

Greater Rarity

Due to their lower mintages, Proof American Eagles are inherently more rare than the bullion version. For example, 1.5 million of the 1 oz. Gold American Bullion Coin were issued in 1999, but less than 26,000 of the proof version were made.

 

Increased Demand

By law, the bullion version of the Gold American Eagle must be produced in sufficient quantity to meet public demand—but proof coins are not. In fact, bullion gold demand was so high in 2009 there wasn’t enough left to produce the proof coin!

 

High Performance

A proof coin can provide greater insulation from spot price volatility than bullion alone because its metal weight is just one part in determining its profit potential. This sector has also seen tremendous gains in just the last few years, outperforming its bullion counterpart.

stacks of gold american eagle coins with one upright as center focus on black background
Sign up today and we'll waive your account set-up and storage fees

Get started now with a free IRA
consultation by calling:

1-855-889-5111

If you have an existing IRA or 401(k) account, we’ll help you transfer or roll it into gold or silver. If you don’t have an IRA, we will walk you through how to set up a Self-Directed Precious Metals IRA!

Give us a call to discuss your current retirement status and explore your individual retirement needs. A U.S. Money Reserve IRA Account Executive is standing by right now to assist you.

Free Precious Metals IRA Information Kit

Enter your information below and we will send you information about our Gold Standard Precious Metals IRA Program. It's easier than ever to add precious metals to your IRA.

  • This field is for validation purposes and should be left unchanged.

Get started now with a free IRA consultation by calling:

1-855-889-5111

If you have an existing IRA or 401(k) account, we’ll help you transfer or roll it into gold or silver. If you don’t have an IRA, we will walk you through how to set up a Self-Directed Precious Metals IRA!

Give us a call to discuss your current retirement status and explore your individual retirement needs. A U.S. Money Reserve IRA Account Executive is standing by right now to assist you.

Free Precious Metals IRA Information Kit

Enter your information below and we will send you information about our Gold Standard Precious Metals IRA Program. It's easier than ever to add precious metals to your IRA.

  • This field is for validation purposes and should be left unchanged.

To be applied toward initial set-up and storage fees of up to $250 for the first year. Minimum precious metals purchase of $2,500 required. Nothing herein should be considered as tax or retirement advice as U.S. Money Reserve cannot and does not offer tax advice. Clients should consult an attorney or tax advisor for specific tax or legal advice. USMR does not guarantee the performance or service of any depository or IRA custodian. Estimated third-party storage and administrative fees are subject to change at the discretion of the selected independent IRA custodian and depository. The markets for coins are unregulated. Prices can rise or fall and carry some risks. The company is not affiliated with the U.S. Government and the U.S. Mint. Past performance of the coin or the market cannot predict future performance. All calls recorded for quality assurance. Offer void where prohibited. Coins enlarged to show detail. ©2017 U.S. Money Reserve.