Gold IRA Beginner's Guide

Learn how easy it is to combine the protection and performance of precious metals with the modern convenience and tax benefits of an IRA.

What Is a Gold IRA?

Create lasting wealth in a safe, convenient, and tax-advantaged way with a precious metals IRA.

cash pile to gold transfer

A precious metals IRA allows you to turn your cash-backed paper assets into tangible assets like physical gold, silver, platinum, and palladium.

A self-directed IRA puts you in complete control of your asset mix, allowing for additional opportunities not available through traditional retirement accounts. You direct your own funds rather than a custodian holding your money and making crucial decisions for you. It’s your wealth—allocated the way you want.

With your gold IRA or precious metals IRA, you can experience the tax benefits of an IRA as well as the time-tested benefits of physical gold and silver. You’ll have total control over your precious metals selection, allowing you to take your financial future into your own hands.

Learn how easy it is to start a Gold IRA

Self-Directed IRA Contributions: Rules & Tips

Easy 3-Step Process

U.S. Money Reserve makes it easy for you to diversify your retirement portfolio and enjoy the benefits of a tax-advantaged self-directed IRA with the added security of physical gold and silver.

5 Signs You're Not Saving Enough for Retirement

How to Fund a Gold IRA

Starting fresh with a new IRA? Looking to transfer or roll over from an existing IRA or other retirement account? Learn some of the most popular ways to fund a gold IRA and what types of accounts are eligible.

Diversification with Precious Metals

IRA-Approved Precious Metals

There are a number of options for you to choose from when building your customized portfolio. Discover some of our most popular IRA-approved products.

depository and storage solutions for gold ira

Depository & Storage Solutions

Get to know the ins and outs of how precious metals held in an IRA are stored for safekeeping in an IRS-approved depository and where our clients choose to securely store their precious metals.

Self-Directed IRA Contributions: Rules & Tips

Taking Distributions from a Gold IRA

Learn more about the process of receiving distributions (making withdrawals) from a gold IRA and how distributions can be made in cash or in-kind, in accordance with IRS guidelines.

How Do I Transfer My IRA to Gold?

Frequently Asked Questions

Read answers to frequently asked questions about adding precious metals to your IRA/401(k). Whether you are transferring, rolling over, or starting a new account, find answers in our comprehensive list of FAQs.

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What Is Portfolio Diversification?

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Top 5 Benefits of a Self-Directed Precious Metals IRA

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Add precious metals to your IRA in 3 easy steps:


Your dedicated Account Executive from U.S. Money Reserve will assist you in completing your paperwork and opening a self-directed IRA with a qualified custodian that best serves your financial goals.


When you’ve opened your self-directed IRA, we’ll work with you and your new custodian to fund your account by either transferring or rolling over existing retirement funds or having you make a new cash contribution.


Once your self-directed IRA has been funded, we’ll help you select and securely purchase qualified precious metals. We’ll then arrange for insured and discreet delivery to an IRS approved depository for secure holding.

Add Gold to Your IRA Online in 3 Easy Steps

We make it easy to transfer or roll over your retirement funds into a tax-advantaged IRA backed by the performance and security of precious metals with our NEW myIRA Self-Serve Web Portal.