Precious Metals IRA
Protect Your Retirement
Order your free IRA Information Kit and discover how to easily combine the protection and performance of precious metals with the modern convenience and tax benefits of an IRA.
Learn how easy it is to start a gold IRA
Retirement savers face uncertain and tumultuous times. Starting an IRA backed by physical precious metals is a simple and powerful strategy for protecting your portfolio in today's challenging environment.
Unlike conventional IRAs that are limited to paper-based assets like stocks and bonds, these tax-advantaged self-directed IRAs open up the broadest possible selection of assets for your retirement portfolio, including physical gold and silver.
Get started with a free consultation by calling: 1-866-646-8465
The U.S. Money Reserve Gold IRA Difference
IRA Buyback Advantage
Experience one of the most competitive buyback programs in the business, offering peace of mind when protecting your hard-earned savings.
No Fees for the 1st Year
Get all of your fees waived for the first year when you start a precious metals IRA with U.S. Money Reserve.*
As Senior IRA Strategist, Edmund Moy brings his history and experience as one of the longest-serving U.S. Mint directors in modern history to U.S. Money Reserve.
Our IRA division has become the fastest-growing segment of our organization. With so many Americans making gold and other precious metals a key part of their retirement strategies, Mr. Moy’s critical insights provide important leadership to our team.
EDMUND C. MOY
38th U.S. Mint Director
Senior IRA Strategist of U.S. Money Reserve
Benefits of a self-directed Gold IRA
Diversification
As any financial advisor will tell you, diversification is key to a successful portfolio strategy. However, a conventional IRA has its limits because only certain types of assets and asset classes are allowed. With a self-directed IRA, your options greatly expand, allowing you to allocate a portion of your wealth into additional assets like precious metals and help reduce your overall risk exposure.
Wealth Insurance
For generations, Americans have been using gold and other precious metals as hedges against inflation, market volatility and a declining dollar. Precious metals have been used as wealth insurance, and a precious metals IRA allows you to combine that time-tested protection with the benefits of a modern IRA.
Control
One of the key components of any self-directed IRA is the ability to take total control over your asset mix and financial decisions. You can build your IRA with assets not permitted in a conventional IRA, such as commercial real estate, cryptocurrencies, and precious metals. Through your custodian, you can adjust your allocation whenever and however you see fit. A precious metals IRA can provide you with the ultimate level of control over your retirement portfolio and financial future.
Tax Advantages
A self-directed IRA allows you to acquire physical precious metals as an asset while keeping the same tax benefits of a conventional IRA. If gold assets are held within a traditional IRA, then contributions are made on a pretax basis, and taxes are deferred until you take distributions. If you are holding gold with a Roth IRA, contributions are made on a post-tax basis, meaning withdrawals are tax-free.
Profit Potential
Between 2000 and 2025, all four major precious metals—gold, silver, platinum, and palladium—experienced substantial growth. Gold alone surged from $263.80/oz. in 2000 to an all-time high of $3,499.70/oz. in spring 2025—an increase of more than 1,225%. To ignore the profit potential of precious metals is to turn your back on a proven path toward greater financial security.
Learn more from our IRA Beginner's Guide
Easy 3-Step Process
U.S. Money Reserve makes it easy for you to diversify your retirement portfolio and enjoy the benefits of a tax-advantaged self-directed IRA with the added security of physical gold and silver.
How to Fund a Gold IRA
Starting fresh with a new IRA? Looking to transfer or roll over from an existing IRA or other retirement account? Learn some of the most popular ways to fund a gold IRA and what types of accounts are eligible.
IRA-Approved Precious Metals
There are a number of options for you to choose from when building your customized portfolio. Discover some of our most popular IRA-approved products.
“U.S. Money Reserve has my trust because of their expertise and their experience. [And] by diversifying with precious metals, I am covering my bases. [The] quality of service has been first class for me. I would recommend U.S. Money Reserve without any hesitation or reservation to anyone. I would not use anyone else.”
Let's Get Started
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Gold IRA Information Kit
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*To be applied toward initial setup and storage fees for the first year. For rollovers/transfers: minimum precious metals purchase of $10,000 required. For new accounts: precious metals purchase of $6,000 on select inventory required. IRA bonus silver offer good for included government-issued silver coins with qualifying min. purchase listed. Not redeemable for cash. Portfolio packages subject to available inventory and current retail pricing. One-time use only valid for one transaction. Cannot be combined with any other offer. Limit one per household. Offer valid for qualifying first-time customers only. This offer is subject to change without notice, at the Company’s sole discretion. Offer valid while supplies last. Nothing herein should be considered as tax or retirement advice as U.S. Money Reserve cannot and does not offer tax advice. Clients should consult an attorney or tax advisor for specific tax or legal advice. USMR does not guarantee the performance or service of any depository or IRA custodian. Estimated third-party storage and administrative fees are subject to change at the discretion of the selected independent IRA custodian and depository. Offer void where prohibited.
