As economic conditions tighten, many Americans start thinking about their own unique financial situations, wondering if they need to take new or additional actions to help protect their wealth. My response to those wondering is simple: It’s never a bad time to take...
Inflation, Recession, and Retirement
There are a lot of unknowns in this world, but they shouldn’t frighten us into inaction. As of this writing, we’re still waiting on a potential declaration of whether or not we are in a recession while the Federal Reserve continues to fight high inflation. Back in...
How to Protect Your Portfolio Going Into Retirement
In many ways, I’m looking forward to the day when my retirement finally arrives. But I know it won’t be easy. I love my job, and I find a great level of fulfillment in coming into U.S. Money Reserve every day and working to help our clients secure their own futures...
Setting Yourself Up for Retirement Success
A couple months ago, I wrote about the need for a semiannual financial checkup—a chance to examine your spending habits and goals, as well as your portfolio’s performance thus far, and make adjustments as needed to help set your portfolio (and yourself) up for...
U.S. Money Reserve Yearbook: 2022 Edition
Once a year, I like to take a step back and look at how far U.S. Money Reserve has come as a company over the course of the past year. I couldn’t be more proud of the work we’ve done to help increase our clients’ access to as much knowledge as possible, helping them...
What Does a Balanced Portfolio Look Like?
Sometimes, it helps to take a step back and reexamine the fundamentals of portfolio diversification. Time and again, we see mentions of a “well-diversified” or “balanced” portfolio. But what does “balanced” really mean? Since every financial situation is unique, every...
Who Are You Talking to About Your Diversification Strategy?
I welcome good advice and assistance. Sometimes, I think that we as Americans have a tendency of thinking we need to “go it alone” in order to truly earn our success. But the truth is that while much can be attributed to a positive attitude and, more importantly, lots...
Is Now a Good Time to Buy Gold? Why You Should Buy Gold Now
The gold market has historically had an inverse relationship to the stock market and has previously performed well in times of recession and rising inflation. This is why, whenever economic uncertainty strikes, people tend to ask, “Is now a good time to buy gold?”...
The Importance of Financial Education During a Recession
Technically, we may already be in a recession. U.S. recessions are officially determined by a nonprofit research organization, the National Bureau of Economic Research (NBER), which defines a recession as “a significant decline in economic activity that is spread...
Welcome to Our 400th “Gold News & Views”!
When I saw that this was to be our 400th edition of “Gold News & Views,” I almost couldn’t believe it. But it’s true—nearly every week, for more than seven-and-a-half-years, we’ve brought you insights into the financial and precious metals news of the day, along...
Taking Time to Celebrate Your Financial Successes
Work hard. Do your research. Be proactive, not reactive. These are all mantras I find myself repeating. But there’s one more manta I find incredibly useful, even if we don’t discuss it as often in our Gold News & Views. Right now, consumers are feeling down and...
How to Help Free Yourself From Financial Stress
Every week, I like to scan the financial headlines. And every week, I see things that could cause Americans a lot of stress. For example, on July 11, 2022, Forbes wrote that a rally in the U.S. dollar “threatens to tank stocks and spark ‘major’ market stress in coming...