


Remember the Real Reason We Observe Memorial Day
On Monday, our nation will observe one of its most significant holidays: Memorial Day. While many will spend the day relaxing or taking part in recreational activities, this holiday is really all about honoring sacrifice—specifically, the ultimate sacrifice made by...
Protecting Your Wealth From Social Security Insolvency
I recall first hearing concerns about the financial viability of Social Security when I was in my 20s. At the time, the prospect of that problem affecting me personally seemed pretty remote. 45 years later, I’m now receiving Social Security benefits—and this prospect...
ETFs vs. Physical Gold: What are you really buying?
When you invest in a gold ETF, what exactly are you acquiring, and how does it differ from possessing physical gold? First and foremost, investing in a gold ETF does not grant you actual ownership of any physical gold nor a direct claim over any physical gold. This is...