5 Signs You're Not Saving Enough for Retirement

5 Signs You’re Not Saving Enough for Retirement

Retirement feels like it’s years and years away. You love living in the moment and embracing everything life has to offer right now. Overlooking the future, however, could leave you less than ready for an enjoyable retirement. Watch for these five signs that could mean it’s time to ramp up your approach to retirement savings.…

What Are the Six Best States to Retire in Financially?

What Are the 6 Best States to Retire in Financially?

Are you worried that the grass in your golden years could be greener in another state? You may be right. Freshen your perspective with our list of the top six states for retirees seeking financial security. Some states offer abundant sunshine or an array of entertainment options. Then there are states that provide a good…

Ways to Trim Your Budget and Save Big in 2021

5 Ways to Trim Your Budget & Save Big in 2021

What might happen if you went on a financial diet? According to findings from GOBankingRates, Americans could save an average of $5,339 a year by cutting some discretionary spending, CNBC reported. That’s how much individuals spend on non-necessities like coffee, eating out, entertainment, clothing, ride shares, and alcohol. Break that number down, and you’re looking…

What Can I Buy with a Roth IRA?

What Can I Buy with a Roth IRA?

Maybe you just opened a Roth IRA. Or perhaps you’re taking an end-of-year look at an account you’ve been working to grow for more than a decade. What can you hold—and not hold—in your Roth IRA? Here we break it down for you. What Is a Roth IRA? First, let’s briefly explain what a Roth…

Fact or Fiction: 5 Self-Directed IRA Myths

Fact or Fiction: 5 Self-Directed IRA Myths Debunked

Too cumbersome, too overwhelming, too complicated. There are a lot of myths out there about self-directed IRAs. U.S. Money Reserve is here to debunk them. Don’t let misinformation stop you from enjoying the richest golden years you can. Myth 1: You can’t contribute to more than one retirement account at a time. There’s no limit…