Lack of knowledge is a major reason many Americans don’t open an IRA. Research from the LIMRA Secure Retirement Institute found that of those who don’t have an IRA, 46 percent feel they do not understand enough about IRAs to contribute to them. Where do you fall on the IRA-knowledge spectrum? If you’re still in…
Are you tired of the high fees and limitations on your 401(k)? While a 401(k) is one of the most common vehicles for retirement savings, it’s not the only one. Learn about the advantages of gold IRAs and how to roll over your 401(k) into one of these IRAs. What is a 401(k)? A 401(k)…
Are you seeking more ways to save for retirement? Then make sure you know all the facts so you can make the most of your IRA contributions for 2020. The limits for IRA contributions for the 2020 tax year are the same as those for 2019, but there are some changes to IRA rules. For…
In the world of commercial real estate, one mantra stands out above all others: “Location, location, location.” When it comes to your portfolio, the overriding theme is “Diversification, diversification, diversification.” Diversification is one of the key principles of managing wealth. It can help prevent big losses if similar asset classes drop in market value in…
Times are uncertain. Markets are in a state of flux. It might feel like the right financial move is difficult to see. If you’ve made some money moves that feel more like regrets, read on. We’re here to empower you with some tips for turning financial trials into triumphs and helping you better avoid financial…
The burden of national debt on the American public has the potential to become even heavier. Following a decade of trillion-dollar annual deficits, the Congressional Budget Office projects federal debt will be 98% of the GDP by 2030. By 2049, it is forecasted to be 174% of GDP. Learn more in this episode of USMR…
Identifying effective ways to save for retirement requires three critical components: a personalized approach, careful strategic thinking, and a plan capable of spanning 10 years or more. That’s not as hard as it may sound. To prove it, we’ll walk you through four simple ways you can help boost your retirement savings, even if you’re…
As its name implies, generational wealth is meant to be passed from one generation to the next—and, hopefully, many more generations. Sadly, however, that often isn’t the case. Generational Wealth is Evaporating It’s estimated that 70 percent of well-off families will lose their wealth by the second generation and 90 percent will lose it by…
What many people often don’t realize—until it’s too late—is that an off-balance asset strategy can have serious financial consequences. The concept is similar to having poor balance in life, a situation that can leave you with broken bones and other injuries. But with gold, you can balance your asset strategy. You can better avoid a…
So, you want an IRA. You also want physical gold. How can you combine the two to build your best retirement? The answer is a Gold IRA, but you want to get things right from the very beginning to avoid trouble with the IRS and maximize your portfolio potential. Learn four of the most important…
Are you the type of person who likes to max out their retirement account contributions? Then you’re in luck. IRA and 401(k) contribution limits for 2019 have gone up. Follow along as we explain what this means for you and your retirement accounts. Contribution Limits Increase by $500 The most significant change for 2019 involves…
There was a time when loyalty to an employer meant something. You sacrificed and served your government or company during your working years, and in return, they provided you with some form of retirement security—usually a pension. It was a promise you could count on. A guarantee you could bet your gold watch on! But…
