A self-directed IRA might have “self” in the name, but it’s not an account you can set up and run entirely on your own. When you’re thinking about opening a self-directed IRA or rolling existing retirement funds into one, relationships matter. You’ll need to learn more about and potentially work with these critical parties: a…
A legacy is what you leave, including your assets and possessions, to your beneficiaries so you can create something that lasts and help provide for them in the future. When planning the legacy you want to leave, you should also think about the generation after you and how they will be able to build upon…
Have you put off planning for retirement because the task seems too big? While most Americans plan to retire by age 67, their finances don’t necessarily reflect that reality. According to one estimate, nearly two thirds of Americans have less than $100,000 set aside for retirement. You can stand apart from the crowd, though. You…
If you don’t have as big a nest egg as you’d like and need to know how to catch up on retirement savings in your 50s and even your 60s, don’t panic. You can still achieve realistic retirement savings goals with the following five tips, each of which includes suggestions for additional resources that are…
Maybe you just opened a Roth IRA. Or perhaps you’re taking an end-of-year look at an account you’ve been working to grow for more than a decade. What can you hold—and not hold—in your Roth IRA? Here we break it down for you. What Is a Roth IRA? First, let’s briefly explain what a Roth…
The year is almost over, but there’s still time to set yourself up for greater financial strength in 2021 and beyond. Here are four end-of-year retirement tips that can help. 1. Max Out Contributions “Never leave money on the table.” It’s a popular saying that is sometimes easier said than done. Now isn’t one of…
According to the U.S. Bureau of Labor Statistics, the average worker changes jobs every 4.2 years. When they do, they can miss out on certain retirement moves—which can put them at a disadvantage closer to their golden years. If you’re thinking about making a career move or recently lost your job, learn what you can…
Thousands of Americans wonder the same thing: “Can I transfer my 401(k) to an IRA if I’m still with my current employer?” Yes, there’s a good chance you can. While most people think about transferring their 401(k) after they leave a job, it’s actually something you might be able to do while you’re still in…
Too cumbersome, too overwhelming, too complicated. There are a lot of myths out there about self-directed IRAs. U.S. Money Reserve is here to debunk them. Don’t let misinformation stop you from enjoying the richest golden years you can. Myth 1: You can’t contribute to more than one retirement account at a time. There’s no limit…
Social Security, personal savings accounts, stocks, bonds, and more—many roads can help take you into your golden years. Do you have to pick just one route? You don’t. You can have multiple retirement accounts, like a 401(k) and an IRA. Many people roll some of their 401(k) money over to an IRA because they want…
More than one third of households owned an IRA in 2019, according to the Investment Company Institute. Are you part of this group? If so, you’re on the right track. But are you considering what more you could do to help increase the strength of your retirement portfolio? A gold IRA rollover might be one…
Does the precious metal platinum have a place in your portfolio? There are four great benefits of buying and owning platinum. If you’re interested in learning more, watch this episode of U.S. Money Reserve’s “Did You Know?” 4 Benefits Of Buying and Owning Platinum: Did You Know? – Video Transcription Narrator …
