When facing times of uncertainty, where do you turn? For some of us, talking things out with a trusted family member or friend helps bring us peace of mind. One of my favorite things to do when faced with the unknown is to overcome it with new knowledge by doing research and learning as much about the topic as possible. But whatever we...
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Recent gold Articles
When is the Best Time to Retire? How to Know When to Retire vs. When Not to Retire
Few decisions in life are as important as deciding when to retire. It’s a decision that can impact your day-to-day situations for the rest of your life. Given the weight of this decision, it’s not surprising that many Americans seek guidance on both saving for retirement and determining the best time to retire. One factor you may wish...
When Wall Street and Government Analysts “Get It Wrong,” What Can You Do to Protect Your Wealth?
“Almost everyone on Wall Street and in Washington got 2022 wrong.” That’s the lede in a December 26, 2022, article by The Wall Street Journal, and it got me thinking: If so many people were so wrong about 2022, what does that mean for the new year ahead? Multiple predictions for 2022 markets were off the mark. The Wall Street Journal...
How to Start Saving for Retirement After 40, Even if You Haven’t Saved Anything at All
If you are 40 years or older, you may feel like it’s too late to start saving for retirement. You’re not alone: 49% of Americans between the ages of 55 and 66 also don’t have any savings for their golden years. But it’s never too late to start saving for retirement. What follows are some tips you may find helpful for saving for...
How to Prepare Your Retirement Savings for Success in 2023
For me, News Year’s resolutions are something I put a lot of work into before the year ends. If I’m going to take steps to help improve my and my family’s financial future, I don’t want to make those choices simply because a certain date on the calendar arrives—I want to ensure that every decision I make comes from a place of knowledge...
Happy Holidays From U.S. Money Reserve
Last week, I discussed the joy I feel when I read about gold owners making anonymous donations to charitable causes. This week, I’d like to talk about another great source of joy in my life: you, our clients. Every day, I feel grateful to you for your loyalty and support. I feel a great sense of accomplishment every time I receive a...
What Are the Differences Between a Silver IRA and a Gold IRA?
Many Americans recognize that precious metals, including gold, silver, platinum, and palladium, is an asset class with a long history as a financial hedge and store of wealth—and thus hold precious metals as part of their portfolios. In selecting their first physical precious metal to purchase or add to their individual retirement...
Why You Can Expect Gold to Make Headlines in December
Despite the possibility of another recession on the horizon, there are still bright spots to be found this December. Every year, anonymous donations of physical gold are made to charitable organizations, most commonly to the Salvation Army as part of their Red Kettle initiative. Of course, these donations make headlines because of their...
Gold and Other Precious Metals IRA Guidelines
Physical gold can play an important role in a well-diversified retirement portfolio; however, certain rules must be considered if you want to take advantage of the full benefits a gold or other precious metals individual retirement account (IRA) can offer. IRA-eligible gold can’t be added to just any retirement account. It often needs...
Are You Getting the Most Out of Your Gold IRA?
We often refer to gold being used as a store of wealth for “generations,” but how far back might those generations go? Would you believe 1,300 years? On December 6, 2022, CNN and other news outlets reported an amazing discovery: a stunning necklace found at the burial site of an Anglo-Saxon woman who died sometime between 630 and 670...
Gold Stocks vs. Physical Gold — What Is the Difference?
You want to buy gold to help diversify your portfolio, but you’re not sure whether you should buy gold stocks or physical gold. You may be asking yourself: Are they essentially the same thing? Does your portfolio experience the same benefits if you buy physical gold as it would if you buy gold stocks? The answer to both of those...
How to Help Recession-Proof Generational Wealth
In past editions of “Gold News & Views,” we’ve discussed multiple times how hard a retirement portfolio can be hit by a major market downturn or recession. But what about our financial legacies and those who will someday inherit them? In my life, family is everything. My grandparents were my inspiration growing up, and my children...