Who are you reaching out to about your future? Many individuals and organizations can help you build a better tomorrow and provide information to strengthen your financial future. Even if you feel well-equipped to weather any economic storm, there’s nothing wrong with reevaluating your current situation to ensure that your goals align with where you…
Back-to-school season is upon us once again. It’s time to prepare the family for success in a new school year, but it’s also time to prepare yourself—starting with your finances. They are the foundation for today and tomorrow! Setting yourself up for success includes making a list of goals and establishing good habits as early…
According to a 2021 Capital One CreditWise survey, 73% of Americans rank their finances as the most significant source of stress in their life. This statistic shows that we could all use a little help overcoming financial stress—but how? Consider these six tips so you can move closer to financial freedom. 1. Create a Budget…
You can pretty quickly define wellness in terms of your health. You’re able to participate in the activities you want, and your body doesn’t hold you back from moving toward your personal goals. But how about financial wellness? Have you taken the time to consider what that means to you and whether you’re on track…
You might be going on summer vacation this year, but your finances can’t take a break. These financial literacy tips will help set you up to step away from your finances for a relaxing break, knowing that your accounts are in order. After all, who wants to come back to a pile of bills, reminders…
Talking about money with younger family members can be challenging. But if you want your benefactors to succeed with what you leave them, it’s critical to communicate with them. For many Americans, this means talking to their teens about money and their plans for leaving a financial legacy. How to Teach Teens About Money A…
Saving for retirement should be a long-term goal, not a short-term target. Becoming financially literate can help you achieve that goal, enabling you to estimate how much to save for retirement and which types of accounts can help you get there. Become More Financially Literate Financial literacy can be empowering. For example, a 2021 survey…
Springtime is a great time to tackle ambitious projects like organizing your closet or finally cleaning out your cluttered garage. But spring cleaning can go beyond your living space. Spring into action and make lasting changes to your financial future. Here, U.S. Money Reserve helps you explore ways to tidy up your finances, including how…
What might happen if you went on a financial diet? According to findings from GOBankingRates, Americans could save an average of $5,339 a year by cutting some discretionary spending, CNBC reported. That’s how much individuals spend on non-necessities like coffee, eating out, entertainment, clothing, ride shares, and alcohol. Break that number down, and you’re looking…
Among New Year’s resolutions, exercising more and saving more money rank as two of the most popular goals for Americans. Just like you exercise to keep your body healthy, it is equally important to practice smart financial planning to achieve financial well-being. Financial health means you exercise control over your day-to-day finances, can endure an…
The year 2020 unquestionably has been one of the most challenging years in history. The global COVID-19 pandemic has affected the lives of millions of Americans. The stock market has experienced a roller-coaster ride, and our nation endured some of the most volatile trading sessions ever, as well as the shortest bear market in U.S.…
The year 2020 has been a year of change. We’ve changed the way we work, socialize, shop, and travel. More than ever, the year has taught us that anything can happen, and we need to be prepared. Bring your family together this year for a new kind of holiday tradition—one that can help all of…
