When it comes to managing your retirement portfolio, you can put the power entirely in your own hands. In other words, you can sit in the driver’s seat as you travel along the road to retirement. Fortunately, thanks to the proliferation of technology and the abundance of information online about retirement, you have a variety…
5 Benefits of Managing Your Own Retirement PortfolioDetailsMillionaires and billionaires aren’t the only people who can leave a financial legacy—you can, too. Regardless of your income, you have the ability to make a positive mark on your family’s future or a favorite charity by leaving a financial legacy. What Is a Financial Legacy? A financial legacy is something of worth that you…
What Does It Mean to Leave a Financial Legacy?DetailsToday (November 11, 2021) is Veterans Day. And as we’re spending this month’s Gold News & Views examining the things that make us feel thankful, I want to step away from gold for a week and discuss a topic that’s very important to me as well as our entire team here at U.S. Money Reserve:…
If You’re Thankful for Your Freedoms, Thank a Veteran Today.DetailsEstate planning may sound like something that’s just for “old folks.” It’s not. At almost any age, adults can benefit from estate planning. The need for estate planning becomes even more crucial once you’ve had children. Read on to learn what estate planning is, when you should start estate planning, and the advantages of getting…
How Soon Is Too Soon? When to Start Estate PlanningDetailsDemocrats in the U.S. House have proposed closing the “backdoor” Roth IRA strategy as part of an effort to pay for a multi-trillion-dollar budget package. Learn what it could mean for your retirement if the legislation passes, along with some potential moves you might make to help protect your money. What Is the Backdoor Roth…
Backdoor Roth IRA Conversions Could End—And Impact Your Retirement Plans.DetailsYou’ve probably heard that Americans on the whole aren’t saving enough for retirement. And while that may be true in general, plenty of folks are smartly setting aside money for the future. Here’s a look at the bright side of retirement in America. Three fourths of Americans Have Retirement Savings. Yahoo Finance notes that PricewaterhouseCoopers’…
Look on the Bright Side: Here’s Where Americans Are Winning the Retirement Game.DetailsEvery day, I take a minute to remember all the things I’m thankful for: my health, my family, my “work family” here at U.S. Money Reserve. I’m also thankful for the opportunity to retire (someday!)…but that doesn’t mean I’ll ever stop working to make my retirement more comfortable or working to make a better life…
Being Thankful May Help You Achieve Your Retirement Goals.DetailsNever rebalancing. Cashing out your savings. Forgoing tax planning. These are just three of the ten biggest retirement mistakes that could leave you with a ghost of a retirement portfolio. Take action now to help avoid these retirement missteps. 1. Failing to Diversify Your Portfolio Diversification can help put you in the driver’s seat in…
10 Retirement Moves That Could “Haunt” You for Years to ComeDetailsOn October 22, 2021, Reuters reported that Federal Reserve Chairman Jerome Powell says he finally “think[s] it’s time to taper” the Fed’s massive bond-buying program aimed at injecting extra money into the recovering U.S. economy. Jan Hatzius, chief economist at Goldman Sachs, says that U.S. economic growth is “clearly slowing.” If this shift away from…
Choose Your Assets Based on Their Benefits, Not Their Names.DetailsHalloween can be a fun time to dress up and pretend to be someone or something else. It’s all fun and games because you know who or what is underneath the costume. But what if you didn’t? Likewise, are you sure you fully understand what’s behind some of your asset choices? Learn here about gold…
Do You Have Assets “Dressing Up” as Gold?DetailsThe best time to retire isn’t always tied to your age. Financially, is there a better month or season to retire? February or November? Summer or fall? Learn when might be the best time of year to retire from a financial and tax perspective and get tips for end-of-year tax planning now. When Is the…
What Is the Best Time of Year to Retire Financially?DetailsFor months, the Federal Reserve has held firm in keeping interest rates low to help bolster our struggling economy amid the past two years’ events. At some point, though, the Fed may need to give in and begin raising interest rates again—likely in 2022. We’ll look at how the price of gold has been ticking…
The Fed in 2022: What Could Interest Rates Look Like in 2022?Details
