6 Must-Know Facts About the State of Retirement Accounts in the U.S.

You might not realize that Social Security is designed to replace just 40% of your income, and Social Security is expected to be fully depleted by the year 2035. Then benefits may drop because of funding shortfalls. Even so, about 22% of Americans have less than $5,000 earmarked for retirement savings. What does the current…

6 Must-Know Facts About the State of Retirement Accounts in the U.S.Details

Reminder: August 31 Is the Deadline to Return Retirement Plan Distributions

In June 2020, the IRS announced an important change for those in retirement or nearing retirement. The agency said that anyone who took a required minimum distribution (RMD) from certain retirement accounts could roll over those funds back into a retirement account. A key wrinkle to this change: The IRS imposed an August 31, 2020,…

Reminder: August 31 Is the Deadline to Return Retirement Plan DistributionsDetails

Are Gold IRAs Safe?

When you’re planning for your golden years, there’s one word you want to associate with your future—safe. Which is why you might be wondering, “Are gold IRAs safe?” The term “safe” means something is shielded, sheltered, or guarded. Here, we explain why gold IRAs can be safe from setup, storage, and hedge standpoints. The Security…

Are Gold IRAs Safe?Details

What Are Alternative Assets?

Are you stuck in the same old rut of adding stocks and bonds to your retirement portfolio? It might be time to learn about another asset category—alternative assets. We explain what they are, how they’re different from traditional assets, and how you can work them into your retirement portfolio for greater diversification. What Are Alternative…

What Are Alternative Assets?Details