When Will We Ever Learn? Mistakes We Make Each Recession

According to America’s most prominent banks, the odds of a recession are increasing. Both Morgan Stanley and JPMorgan Chase have issued warnings about rising trade tensions and slumping global growth—cautioning investors that a U.S. recession could start as soon as in nine months. And they’re not the only ones sounding the alert. In a report…

When Will We Ever Learn? Mistakes We Make Each RecessionDetails

Will Political Polarization Destroy the Economy?

Back in July 2004, while delivering the keynote address at the Democratic National Convention, state senator and future President Barack Obama famously declared, “There is not a liberal America and a conservative America—there is the United States of America.” He went on to decry the seemingly untraversable divide between red states and blue states. Flag…

Will Political Polarization Destroy the Economy?Details

Here’s How Much Gold Central Banks Are Buying in 2019

Worried about global economic and political trends, central banks around the world are on a gold buying spree. During the first quarter of 2019, central banks—influential institutions that set monetary policies for their countries—bought 145.5 metric tons of gold versus 86.7 metric tons in the first quarter of 2018, according to the World Gold Council.…

Here’s How Much Gold Central Banks Are Buying in 2019Details

Own Gold? Here’s Why You Should Keep an Eye on the European Parliamentary Elections

With the European Union already wracked by instability amid continued hand-wringing over Brexit, the upcoming European Parliament elections could shake up things even more—and could prompt more people to explore gold as a safe-haven asset. As America’s Gold Authority®, U.S. Money Reserve is here to provide the insight you need to prepare yourself as a…

Own Gold? Here’s Why You Should Keep an Eye on the European Parliamentary ElectionsDetails

“Push Button, Get Mortgage”—The Digital Lending Crisis

“You got this!” a current Quicken Loans TV commercial declares as a bewildered couple walks through a real estate open house. “It can be as simple as push button, get mortgage,” the announcer continues. Quicken Loans is now America’s largest residential mortgage lender, but they’re not a bank, and they don’t take deposits—nor do they…

“Push Button, Get Mortgage”—The Digital Lending CrisisDetails

Why China’s Secret Gold Binge Is an Overt Buy Signal

China has been buying a lot of gold lately. As a matter of fact, they’re acquiring the yellow metal at a record pace.   In March, the People’s Bank of China added 11.2 metric tons to their gold reserves. They added 9.95 metric tons in February, 11.8 in January, and 9.95 in December of last year. The latest figures put their gold holdings at more than 60 million ounces—earning them a place alongside the U.S., Germany, Italy, France, and Russia as having some of the largest…

Why China’s Secret Gold Binge Is an Overt Buy SignalDetails

Too Low for Too Long: The Curious Case of the Federal Funds Rate

Low interest rates are a good thing, right? Anyone with a car loan or mortgage payment understands the benefits of living in a low–interest rate environment—particularly if you’re old enough to remember the double-digit days of the 1980s when the Federal Reserve ramped up rates in an effort to stave off inflation. In October 1981,…

Too Low for Too Long: The Curious Case of the Federal Funds RateDetails

Why Bad Things Happen on Mondays: A Short History of Market Crashes

Americans have a long tradition of dreading Mondays. Many of us are jolted back to reality at the start of each week by an alarm clock that signals the end of leisure, relaxation, and time with family and friends. It also marks the beginning of five days of work packed with new projects, deadlines, and expectations.   On Mondays, responsibility and accountability return, and we feel miles from Friday—the coveted moment at the end of each week when we…

Why Bad Things Happen on Mondays: A Short History of Market CrashesDetails