There have been times when my kids have felt down about their performance on a school assignment or felt worried about an upcoming exam. Recent headlines have Americans feeling this exact same way. No one can predict with 100% certainty what will happen next to the...
2022 Midyear Financial Checkup: Are You Ready for Another Recession?
Every year, I set aside time to visit my doctor and take stock of my physical health. It’s important to me to make sure that I’m doing what I can to stay healthy for my kids as well as myself. And if my doctor should find any issues, I like the peace of mind that...
What Is the Retirement Risk Zone—And Are You in It Now?
On June 14, 2022, Fox Business reported that “Wall Street’s favorite recession indicator is flashing red.” The same day, AP News reported that an inversion in U.S. Treasury bond yields “raises worries over recession.” For Americans nearing retirement, these sorts of...
The Hard Conversation: What to Do With Your Wealth After You’re Gone
I’m incredibly proud of my children. Watching them grow has truly been exciting, tiring, humbling, and a true blessing. I’m confident that if something were to happen to me, they would continue on a path to success, happiness, and fulfillment in life—and part of that...
Building the Foundations of a Lasting Legacy
For many of us, saving for retirement doesn’t mean just saving for retirement. We’re also looking beyond our own lifetimes and hoping to build a financial legacy that can continue to grow and support future generations. But what does building a legacy look like during...
Honoring Those Who Sacrifice For Our Freedoms
A year ago, I wrote a Gold News & Views piece about what I keep in mind over the Memorial Day weekend. I wrote about the unprecedented challenges we had been facing for more than a year—challenges that we continue to face today, along with new challenges and, as...
8 Ideas for Managing Your Summer Spending
Right behind the winter holidays, summer tends to be the most expensive season of the year, thanks mainly to vacation spending. It makes sense—a simple trip to an amusement park can quickly add up to far more than you planned on spending. So what can you and your...
How to Get the Most Out of Diversification
On May 11, 2022, Forbes published an article regarding alternative assets and their importance in a portfolio. But knowing what to do and knowing how to do it are very different. With so many options and strategies, how can you know you’re making the best decisions...
Why You Shouldn’t Wait to Consider Diversifying Your Portfolio
I’ve never been one for waiting. If I feel I’ve done my research well and found an opportunity that’s right for me, my family, and my finances, I like to take action. If you’re looking to increase your portfolio diversification, here are a few reasons to consider now...
Tried-and-True Money Advice from Today’s Millionaires
Many millionaires build their fortunes by embracing conventional financial wisdom. And while everyone’s financial situation is unique, I often find that listening to the advice of those who have previously found success can help, even if it sends my own research in a...
Social Security Checks Are Getting a Major Boost, But Is It Enough?
I love what I do here at U.S. Money Reserve, but I also recognize that a time will come for me to look to that next chapter in my life: retirement. That’s why I work hard to ensure that when that time comes, I can retire as comfortably as possible. But if you’re...
How to Cultivate Financial Literacy in Your Family
As far as I’m concerned, family matters and money matters go hand-in-hand. Cultivating financial literacy in my family helps protect my children as well as my own financial legacy, and it’s something I can do now that I know will pay dividends for years to come. It’s...