The markets for coins are unregulated. Prices can rise or fall and buying coins carry some risks. The company is not affiliated with the U.S. Government and the U.S. Mint. Past performance of the coin or the market cannot predict future performance.

Selecting Coins

At the U.S Money Reserve, it is always our pleasure to assist you in making Gold, Silver or Platinum coin selections. However, ultimately it is solely your decision to choose and purchase coins.

Returning Coins

Unless otherwise specified at the time of sale, the U.S Money Reserve will accept the return of any certified Gold, Silver or Platinum coins within 30 days of purchase and provide a full refund. Any certified coins returned after 30 days are subject to a 20% restocking fee. Any certified coins returned after 60 days will be subject to the lesser of the original purchase price or current market value. The U.S Money Reserve offers no money back guarantee for bullion coins or bars. Certified Coins must be returned in both their original condition and original holders. Please call 1-800-867-6101 for shipping and insurance instructions.

Grading

It is important to remember that the issuance of grades and descriptions of Gold, Silver and Platinum coins are not statements of fact, but opinions. These opinions are not guarantees and are based on standards and interpretations that may change over time. The U.S Money Reserve relies on independent grading services, including the Professional Coin Grading Service (PCGS). These recognized grading services guarantee their grades and certify each coin for authenticity. The U.S Money Reserve does not guarantee that coins we sell will achieve the very same grade from a different independent grading service in the future.

The Market

Because Gold, Silver and Platinum coin markets are volatile, they are susceptible to occasional rapid increases and decreases in value. Potential coin purchasers must be willing and able to assume the risk of those price variances. Coin values can be affected by a number of economic forces, including international monetary conditions, geopolitical issues, supply/demand, stock market performance and inflation. The impact these forces can have on the value of coins is difficult to predict with accuracy. Likewise, a collector’s ability to sell Gold, Silver or Platinum coins at a profit is not guaranteed. For these reasons, Gold, Silver and Platinum coins are not suitable for those needing immediate income. Therefore, buying Gold, Silver or Platinum coins carries some risk and you could lose some of your money.

Long Term Potential

The U.S Money Reserve believes that U.S. Government Issued Gold, Silver and Platinum Coins can be excellent long-term purchases, but future performance can never be accurately predicted. Over the past 30 years, many Gold, Silver and Platinum Coins have appreciated in value. However, past performance should merely be considered a guide to buying, but not an indication of future performance. Experts can offer excellent insight into future price trends of Gold, Silver and Platinum coins, but no one, including the best financial planners in the world or the U.S Money Reserve, can determine whether a coin’s future value will go up or down.

Selling Your Coins

If, in the future, you decide to sell your Gold, Silver or Platinum coins, you are always welcome to contact us to inquire about making a bid. The U.S Money Reserve cannot guarantee to make a bid on every Gold, Silver or Platinum coin or that the bid we provide will be equal to or exceed the bid of another coin dealer.

Pricing

Because the acquiring and selling of Gold, Silver and Platinum coins includes a number of industry-specific expenses, the margins charged by coin dealers are typically higher than those of other long-term asset types. Historically, Gold, Silver and Platinum coins have often shown to appreciate in value, but we recommend that our customers hold their certified coins for a minimum period of ten years. There is, however, no guarantee that a coin's value will increase over time.  The U.S. Money Reserve also reserves the right to refuse an order when the confirmed price is incorrect, due to computer-related problems, pricing error, incorrect item descriptions or sudden movements in the precious metals market. Furthermore, we reserve the right to refuse or cancel any order deemed questionable, suspicious or of significant risk to U.S. Money Reserve regardless of payment method and price confirmation.

Representations

The information used in preparing U.S Money Reserve marketing and web materials are gathered from industry sources that we believe to be reliable. Statements made by the U.S Money Reserve staff are informed opinions, not statements of fact. Due to the nature of varying market conditions, guarantees of accuracy are not expressed or implied.  Links to outside websites or information or reports produced by parties other than USMR are provided for your convenience and website visitors only and do not constitute a recommendation by USMR. Such links lead to third-party websites or third party reports independent of USMR, and USMR does not warrant the accuracy, timeliness or completeness of any information provided on such websites or third party reports.